Overaward is a very common incident, but not all of us are aware of it. I have collected some information on this topic and I believe it will help our community. Overaward occurs when, by any chance, the amount of financial aid received by a student and other resources like expected family contribution exceeds the cost of attendance for the award year.

I have an old credit card that that I have been paying on since 2002. I payed off all my credit cards in December, except this one (they wouldn't let me do a settlement). I have been unable to pay the minimum balance the last several months and now they are taking me to court!! My original balance was 658.00 in 2002 (last time I used card) and it has now compliled to over 1900. on the warrant, it says they want 25% interest until payed. I'm not sure what to do at this point. Can they garnish my wages?

I have a credit card that is in collections and the company has offered me a settlement amount. I don't have the money to pay it out-right, so how do I get a loan for that amount even if I have bad credit?

I took out a payday loan in the amount of $300. The finance charge was $90. I paid the loan down to $200. I closed out my checking account so that they would stop taking money out every pay period. I called the company to inform them of this and to try to make some type of payment arrangement. Today I get a call from them stating that I now owe them $425 because I defaulted on this loan. I told them that I would only pay them the $290 which I owe them. $200 is the principal and $90 is the finance charge. The guy started yelling at me about me reading my contract.

I recieved all call from them saying i was approved for a loan,but they wanted me to put down $2500 dollars for a so called insurance coverage.It doesn't sound safe so can you help me out and find out about this company.the # is 1800664**** ext.* Regina Buckman.Thank you for your help

I am interested in consolidating my bills but some of the credit cards are not in my name can they been consolidated?

what is the minimun debt balance requirement for this program?

I have the exact same problem as she had on 9/1/05 @ 9:51 am please help me

I am being harrassed at work by a company that uses the same tactics as Ellis and in jacksonville, FL too- (may be the same people???). They call themselves prelitigations of america (sometimes won't give a name at all!!! Just "investigator Free", won't validate debt. their # is 904-356-0886 or 0927. I can't find an address to file a complaint. anyone heard of these people? If so, would apprciate any ifo. they've even called my boss!!!!

earlier this year i got a $100 payday loan. I know i only got $100 because i didnt have direct deposit. I got the repayment date re-set 2 times.. each time only having to pay $30... then the full amount..plus the fee - also 30$. So the total should be $190 right? Wrong, i get a call from a debt collector stating i owe $410 for this crap - but i KNOW i paid it, because i made sure to pay it before i changed my bank account to a different bank due to a separate issue. However, in thinking this was all paid, i threw away all my paperwork, so now i have to refernce to fax to these people.