With all of the loan scams that are out there preying on people with bad credit, there are some things to remember. I know people get desperate (I myself have been) but be careful when applying for loans or responding to an "approval" offer for a loan. A legitimate lender will never ask for money in advance. It is illegal for them to ask for money or receive payment before the loan is given to you.

I received a phone call from 3 people from E-max that don't stop calling. First a Mark Ford called saying he wants $688 due immediately from a deby due from Bahamas Marketing Group. I told him to give me his telephone number and he gave 1-800-458-9081. Then I asked him where he was located and he said Somerset, NJ. (Kind of strange when all 3 people have an Indian accent and couldn't even provide me an addressof his location). When I asked for the address he placed me onhold and hungup. Round 2 (10 minutes later), I get a call from Sophia stating she was from Emax.

Please someone out there who has dealt with these people e-mail me thePlatinum B services called and said they don't have a reecord of me payin platinum.

Does the credit card company report to the cerdit bureaus when an account is put on your program. Is the report negative on my credit report.

Keep getting calls from 866-207-8184 and 718-647-3983. The 866 # is looking for someone with my husbands name but Different middle initial. I KEEP telling them this, but they continually call!! The 718-647-3983 # comes showing their name as just N.Y. But when you try to call it back, it is a DISCONNECTED #!!! The guy who called from it told me his name was 'Sam' from 'American Lending'. Never heard of them. The same thing happened to us just a couple of months ago with a 602 area code # that kept calling us numerous times.

I just received a phone call yesterday at my father's residence ( where I haven't lived for 4 years) and when I called back I was given the routine of , any warrants for my arrest?...am I on probation?...we are filing a warrant for your arrest...so on and so forth. I HAD taken out some payday loans out 6-7 months ago and thought that they were all taken care of. So, a month a go I closed out that checking account. They are now claiming that I am embezzeling money and internet fraud! The fact that I quit my old job two months almost three ago isn't helping either.

Hi, This is good news that Debt Consolidationcare has started consolidating stdent loans. Lot of people must be waiting for this step for quite some time now. There is some info on criteria related to eligibility of stdent loans i wanted to share in the forums. Student Loan Eligibility Like all other loans there is certain eligibility required for you to get a student loan approval.

Hi everyone, It is great to know that debtcc has now started consolidating student loans as well.Thank you debtconsolidation care. I wanted to contribute some information on student loans i had with me. Hope this will be of help to the community. FAFSA FAFSA or Free Application for Federal Student Aid is a very helpful tool for the student community. Through FAFSA the students are able to get rid of their financial worries while pursuing higher education. The FAFSA is applicable for virtually all types of federal, state, and college-sponsored financial aid.

Hi all, I had some good stuff on student loans. Thought of sharing this information in this forum. Seems to me like a happening place out here! Subsidized and Unsubsidized Loan A College Loan or Stafford loan is made available to students from the US Government and managed through many different private banking institutions. These student loans can be categorized under two heads:

• Subsidized Loans
• Unsubsidized Loans

In most cases a subsidized loan is granted for financial support.

i went to this assistance place in tampa off of rome avenue called neighborhood family services i turned in all the paper work needed to turn in to get assistance with my rent and they told me they could assist me with $430 dollars for my rent.And then the worker called me back i guess after reviewing my information and told me that i was not approved for the assistance i was just hoping that i would get approved for the assistance cause i need to get caught up with my bills and she told me i wasn't i can't believe that..........