I had a loan from Trans America financial, back in 94, Omni Collection services out of Florida kept on calling and sending me these bills, I guess they bought the account from Trans america.I got a credit report back in 03 and the loan was on transunion and no the other two. I got another credit report in March of 05 and trans america was not on this report. I got another report on the 22nd of Aug. and its not on there either. Sat. the 20th, the sherrif went to my bosses house and give him a court order wage garnisment. In this whole time I was never served to go to cort for a lawsuit.