I am looking to consolidate and lower my debt, and my husband's, and pay it off with one payment through the sale of my house, is that possible with this program?
I wish to purchase a vehicle for $35,000. I have $7,000 available for a deposit.Within the next five months I will reveive $25,000 from an inheritance.I wish to purchase this car now. What is the most economical form of financing available to me whereby the car is paid off when I receive this inheritance.
Over the years we have tagged up quite a few credit cards bills with high interest, and some medical bills before we had insurance. I make descent money but each month i end up paying it all out to these high interest cc's etc.. And many of em which i can only pay the minimum and that gets me know where.
Does debt consolidation fit for me? Will it affect my credit report negativly in anyway?
We live in Texas and had an american express card that we closed when we found out a relative had used the card without our consent. The relative racked up $5000 in charges. We had an additional $4000 on our sign/travel that was legimately ours that we were to pay a monthy payment of approx $100.
My husband did not want to file fraud charges against the relative so he tried to work out a plan with AMEX. After 3 months of 4 different AMEX employees giving us different answers we finally gave up trying.
My next step to repair my credit is to select the best way to handle some expired credit cards on my report. I currently have 3 credit cards, with a balence of at least $500 to $900 on average for all of them. The cards are listed as ChargeOffs on my report. The only consistant charge I have on my report at this time is my car payments (which has been late over the last 7-8 payments)Obviously I want to get them off, but will paying them outright or through a payment plan be better? Or should I try to bargin for a lower amount?