do you work with pay day loan issues

I'm going to post an experience I've had recently with a collection agency in the hopes that it will help someone else avoid this in the future. Recently, my husband was hospitalized and we were presented with a sizable medical bill. We were able to pay most of it, but a portion was turned over to a collection agency. I contacted the agency and asked if we could make payments. They said that yes, we could, but offered a lower amount if we were able to settle immediately.

will debt consolidation affect my credit negavtively?

I have to say what a GREAT site! well my problem is that I was going to sign up for a debt consolidation program but had difficulty comming up with the money to pay the innitial payment and continue to pay my regular bills. even after discussing all my bills and coming up with a monthly payment plan I would still be $62 in the hole every month! my credit is in good standing my credit score I beleave is around 660. I pay all my bills on time and just barely squeek by everymonth.

i was contacted about a debt recently by a debt collection agency. the account (health club membership) was opened in may 1996 and the last activity on the account was october 1996. the account was opened in florida. i moved out of florida in may 2002 and i now live in virginia. i believe the statute of limitations has passed for the debt in florida (i think it is 5 years..) is this correct? which sol applies - florida or virginia? does this matter since i think the sol in virginia is 6 years? thanks

OMG I cannot believe I found this sight, these people from Ellis Crosby and Associates called me and my boss today saying I had committed fraud because somehow when the loan was sent to them my ssn was transposed and that they were going to subpoena the hard drive on my computer and I was going to get fired. They told my boss EVERYTHING. How can it be fraud? I applied for the loan myself.

Ref: ER8768 On 7/23/04 I sent a check for $296.00 for full settlement of Verizon Account as per your last statement sent to me- I never received a receipt for it up to now. Please can you check your records and if you received the check. I refinanced my Mortgage on my house to all my debts. The check was issued by First American Title Company of Fresno, CA. My telephone is 951-769-7434

what is the phone number

i was wondering how this works

I am not working due to illness.Is there any way to do something about the late fees and making arrangements with a total income of only $350.00 a month?