Is debt consolidation a good option? Many says it is good but few say it is bad, what is your thought on it? I am not sure whether to go for it or not, I saw your site and it is great. Please Help Johny

I am loving the new ask a question. Can you please tell me what all can I do with this?

Can credit card debt settlements be negociated as to lessen the negative impact upon your credit rating?

What type of services do you have

how do you arrange a settlement agreement with Capital one?

I had a call one day from ASG and they said they were calling me about my Capital One Account. I have no Capital One account and from my check of my credit report last month I don't even have a fraudulent Capital One account. They asked if I was "Blank Blank" -- they had my correct name and they asked if I resided at ....... address in Tampa. WRONG. It wasn't me. I asked them how they got my phone number and they said that this was the phone number that "blank blank" provided them. I told them that that was wrong and the person asked if I was born in the year 1952! COMPLETELY WRONG.

what fees are charged?

i need a phone number

I am thinking of doing your consolidation, does that program cost me anything? also, can I do the consultation through email, please?

what does your program cost me? I'm thinking of the consolidation. also, is it possible to do the counseling and analysis through email?