OK,
So I was in debt to about 4 - 5 pay day loan companies. I completed the actions regarding closing the accounts and sending the letters and have pretty much everything sorted out except for 2 things. Everyone else agreed to terms and has not contacted me / refund etc.
1. Cash in a Wink - Refuses to email / mail. Calls all the time though only my cell phone they do not call my work anymore after the 1st time when my payroll department told them they know they are a scam and to stop calling. They keep calling me (pre recorded) the manager said to stop scamming them and just pay.