:mad: I received a letter from Convergent Outsourcing stating that their client, Pinnacle Credit Services (original creditor,Verizon Wireless) shows a past due balance of $594.91 on my account and is willing to accept 50%, or $297.46, to resolve my account. I just spoke with Verizon and they state that I am not owing, nor have I ever owed, this amount. I feel this must be a scam and will be calling them on Monday to let them know that I will be contacting the proper authorities. I have good credit and do not appreciate these kinds of letters.

Hi! I don't want my name showing up (which is part of my email). I need to cancel this or have the user id changed. Please help

Ok so I have never needed to ask a question on here but I think I'm in trouble now. I took out a payday installment loan ( in Illinois) for $1,500 last year. I only made 2 payments and then it went to collections. I got a letter in the mail 1 week ago stating that they are suing me. I have to go to court on July 19th and the total with attorney fees is about $2,500. I have contacted them and they are willing to set up a payment plan without this going to court. 6 payments of $414, with at least 2 of those payments before July 19th.

Ok so I have never needed to ask a question on here but I think I'm in trouble now. I took out a payday installment loan ( in Illinois) for $1,500 last year. I only made 2 payments and then it went to collections. I got a letter in the mail 1 week ago stating that they are suing me. I have to go to court on July 19th and the total with attorney fees is about $2,500. I have contacted them and they are willing to set up a payment plan without this going to court. 6 payments of $414, with at least 2 of those payments before July 19th.

I live in NJ and received Superior Court lawsuit paperwork today stating that Citibank is suing me in Civil Court for credit card debt. Jaffe & Asher are the attorneys for Citibank. Will they allow me to arrange a settlement payment plan out of court?

just wanted to know if Town & Country Acceptance Corporation located in Birmingham, AL is another "payday loan company" . . . out of the blue I get a postcard stating: MONEY PROBLEMS? c all 1.800.297.3809 - FREE CALL NOW! GUARANTEED HELP I've been caught in this payday loan loop since February and it's now June and I don't see a way out . . . anyone have any suggestions for someone in the state of ILLINOIS? thanks

How do I know what account you have? It is not showing who it I had the bill with before it went to you

I received the following response from Plain Green Services, not sure what to do next?? Please be advised that this communication is for the purpose of collecting a debt. Any information obtained may be used to collect the debt. We may report information about your account to credit bureaus.

I stopped paying on a credit card over 4 years ago because the interested was more than the monthly payment. My actual debt on the card was about 2500 but after all of the fee's it went up to about 4500. Originally what happened was the credit card company changed by due date from the 28th of the month to the 22nd of the month without notifying me. I paid on the 27th of the month like I always did and they jacked up my interested rate to 29.9%. I called and they told me that they mailed out a letter and I had to respond to the letter in order to keep the same due date.

I was contacted by debtmanagement.org by mail after asking Bank of America for assistance (referred by) . are they known to you.?? the website seems ok Thanks Jack