I have been making monthly pmts. to a collection agency in TX (Paramount) and my remaining balance is now only approx. $100. I have not requested a settlement and plan on paying the amt. in full. However, I contacted Paramount and asked if I paid off the bill could they please completely remove the account from the credit reporting agencies - and they refused. They stated they would only notify the agencies as "paid in full" as having it removed would give the appearance the initial debt was not valid or somehow diminish their stature as a collection agency?

Freedom Debt relief sucked, they didn't have a clue on half the settlements it seemed, When i called they would call back days later, or not at all. Stay away from debt relief companys. Your credit still gets ruined for 7 years.

Do you have a list of legal pdl and installment companies in TX?

I fell in trouble with payday loans almost a year ago. I am slowly getting out but need help on a few.... I have already but a hard debit hold on my checking account which was a nightmare to get done at 5/3 bank. What are the laws for Kentucky and any help you can provide on the following: 1. Ashland Payday (Crestwood Marketing) - Initial loan amount was $300 with $90 interest. To date I have paid $120, should I accept their settlement of $300? 2.

[COLOR=black]HI All,[/COLOR] [COLOR=black]I am new here, just discovered this site last night after I've been searching for relief on how to get help from getting off PDL. And I must say I have found a lot of helpful information which is much appreciated!

I have taken out mutltiple payday loans and have to keep in the cycle just to keep up with them. My whole paycheck goes to them and i done know what to do. I live in PA and i believe that payday loans are not legal but what should i do to stop them any suggestions??? PLEASE HELP!!!!!!!!!

I tried to settle a debt with a debt attorney and they want do but 20%. I settle several other debt for 48% to 52%. it not that I'am refuseing to pay. I'am trying to settle,and live afterward.

Hello Everyone, I took out a payday loan with Western Sky/Cash Call. Biggest mistake EVER!!! I have closed my account and someone called and threatened that they have started proceedings to garnish my wages. I heard in PA that they cannot garnish wages. What if they have a judgement? Can they garnish it then? Does PA even allow judgements to be issued for a payday loan? Another thing is I live in PA (Philly to be exact), my workplace is in NJ, and my company's corporate office is in Arkansas.

Hello I have a payday loan with 247 hren street and hrat rock financial that I cannot pay back. I site a letter to hrat rock ltting them know I rvone any way assessment. And let them know that that I live in NFL and it was pohibited in my state. They wrote me back and said that they and licenced in the eate of WI and I owe money bcause they have my verbal agreement. ( I tied to apply online but my computer was messed up so I just called them to apply). I have already closed my acct. What's the next step? Can I ask them to pay only what I owe and not their fees?

Has anyone ever dealt with Western Sky/Cash Call and getting them paid off? I took out a loan in December and starting making monthly payments of $295 in January. I had them switch my due date to the 15th of the month but with having to close out my bank account at the end of this week, they can't take the money on the 15th. They never send statements to show what the current balance is and how much is applied toward the principal.