fouir years ago my house burned down and I lost everything including my credit cards and any records. I have moved and was never able to contact the card companies and Never heard from them. yesterday I got a letter from a collection agency who offered me a new credit card. the letter said that the original bank wrote off the debt three years ago but they would accept a discounted amount if i take the new card. Am i obligated and how will this affect my credit?

I have 4 payday loans out (Ameriloan, Payday Max, Qloot/VIP Financial, Cash Call). My question is, how do I find out if they're legal and what steps do I take. I'm drowning in debt because of their fees. I'm new to them and am the first to admit I was irresponsible for getting them but I'm trying to get on the right track, just can't seem to get my head above water.

i got a loan from them in 2011 never paid the loan back and i shut the account down after reading about this company online what to do now one attempt to contact me which resulted in a arguement over the phone none since what to do?

I have a lot of payday loans and I am now unable to keep up with the payments. Starting this week, I'm going to default. Is there a reasonably priced service that helps with this? I live in Illinois and I have 8 loans(all internet based). I've managed to pay them all every week, but now I'm running out. Is it better to try to work with them individually or work with a debt settlement or consolidation service.

We get multiple calls from my place of business with the caller ID saying The CBE Group. Problem is, you answer, get a beep in your ear than a dial tone. Multiple numbers all with the same caller ID tag saying The CBE Group all with the same beep then a dial tone. I must say it really is quite annoying. Especially since we are a reputable business with no bad debts.

I have gotten myself into a mess. I need to consolidate 2400 in payday loans with an automatic deduction from my checking on the 25th of each month. Can you help

I received a Paid In Full email from Spot On Loans today! Here is a jest of what it said: We are sorry to hear that we have not met your expectations. We have reviewed your account and we are able to settle with what you have already paid.

Hello: I ordered some flowers in the Czech Republic and the owner of the flower shop told me that I would need to pay for them via GE Money Bank. Try as I might, I am not able to get through to GE Money Bank to make the payment. Can you help me? Thanks!

So, I have several pdls out there and I recently closed my bank account and opened a new one with the same bank. The accounts are linked in no way and the old account cannot be opened if someone tries to place an ACH against it. My question is, as long as I do not give the new account info to any of my pdl companies, they cannot get to my new account, correct?

Trying to move into a private community when the ran a background check CACV came up with a judgement against me. How to I find out what this is. My clerk of courts couldnt help me.:confused: