Until this week I had never heard of WFNNB. They sent me two letters this week. The first said that my METROSTYLE credit card account was suspended due to potential security concerns and/or irregular credit card transactions. The second letter thanked me for applying for a metrostyle credit card account, but that I had been denied because "information we obtained from the credit-reporting agency indicated potential fraudlent activity." They gave Experian as the reporting agency. I contacted them and got my credit report.

:mad:I am a victim of ID Theft and RJM Acquisitions have been sending letters stating that I owe for some items that I supposedly requested from the original creditor that sold them the debt information, and I called them and talked to a customer service rep which told me that someone requested items in my name and items were sent to another address that belonged to my former spouse (that's who had to request items in my name and received the items through the mail from the original creditor) so they agreed to close the account and not send me no further bills and I still am receiving them sta

I just settled a line of credit for a large dollar amount. I want to settle my other credit card debt later on. Will paying off the larger debt first hinder me from settling with the less expensive ones with a low payment? I am afraid if they see the large amount I settled that they will want just as much. I will only have XXX amount of dollars to give to each one. Since they all have access to my credit report I am curious if that will work against me.

Two years ago I rented an apartment. Four months later I had to break the lease. I thought that I had paid the final months rent as I was contracted to do in the lease. A few weeks after I thought I was dont with them, they sent me a "final bill". They sent the bill via email and gave me 10 days to dispute before they sent it to collections. After I had not responded to the bill, they filed a claim with the company who I had a deposit with, Sure Deposit. Sure Deposit paid the claim. After the claim was paid the management company filed a claim with the collection agency as well.

I am being sued by a lawyer for MRC Receivables, who have a previous default judgment in their favor to collect from 2007, which they have used to verify the debt. Aside from the default judgment, I suspect that they do not have to right to collect. We wish to settle the matter but are not sure how to protect ourselves in the process. Is it worth requesting to settle at a less amount and requiring them to remove the judgment from my credit report, or am I just entertaining myself?

How do you shop for this loan? Do you have to own a home to do this? What if you owe more on your home than it is valued?

I don't have the date of the last payment to a creditor (Capital One) to know when the statute of limitations will be up. We had entered into a debt consolidation company that went bankrupt and so I have no way of contacting them to get the paperwork that we had given them. I did send a debt validation letter to the last 2 companies that had bought the debt but got no response. LVNV funding is saying that it is 2008 on my husbands credit report but no one in my home reaffirmed that debt. I'd like it removed from his credit. Any ideas?

I sent ACH Revoke letters to 4 lenders last Friday 05/18.Integrity - they owe mePlain Green - I have a minimal balanceGreen Trust - I have a minimal balanceEZ Pay Day - they owe mePlain Green and Green Trust have both accepted my payment plan offer (05/24/12)Integrity sent me an update of my "contract" and insists I still have a balance.

Hi.. I have just closed my account .. I am debt to 4 payday loan companies.. What are my steps to consolidate these

I know I ask a lot of questions. Got one more if you don't mind. PDL with Advance America (storefront) (Tennessee). I have been rewriting for months now. After getting involved with the relentless online illegals, I closed my account. Called Advance America, told them due to circumstances out of my control, had to close my account, blah blah. Didn't have the money to even pay and rewrite. They say no worries, just borrow it from someone and bring us a check to rewrite with from the new account. (I swear I have no backbone at all!) So I said okay. Decided I didn't want to do that.