I cancelled an insurance policy at renewal last October by mail - never heard from ins co after that, no bills, no calls, no calls from agent. The annual premium was $321. Now I have received a Collection Notice from RMS for $92. with the name of that ins co. And it says we have been advised previously that this was placing it with a collection co. What do I need to send - a validation letter? a dispute letter? Do I write to the ins co separately to dispute any amount owing? Not sure what to do.....

:twisted:your agents continue to call a phone number that is not mine . The man that is being called has repeatedly asked that you cease calling him in regard to me. He is having his attorney file legal action against you for harassment. please stop

I'll be going on vacation for a week, starting tomorrow. So, you likely won't hear from me after 4:00 p.m. EDT today! I'll be back next Thursday!

There are a lot of links to payday lenders as well as another pdl advice site in this post. I haven't deleted or moved it because this is a member of the community. How are we handling this? http://www.debtconsolidationcare.com/forums/showthread.php?t=165326

yes living funding has just showed up on my credit report in december and i have not done anything on my credit in years let alone dont know what this company is..can u plz help?

I have a 270 K total Business and Personal debt which include a Chase Business Line of Credit with Chase. I enrolled with Legal Helpers. They already sent out a Cease Communication, when I found out that they were a scam and I cancel out of the program. My last payment made was in Feb. and I'm afraid that my creditors will take a negative action because of the Cease Com.letter. I finally decided that I will do it myself.How do I ask tell Chase that I would like to be current again and that I will not include my Business Line of Credit in the settlement. Thank you Megan

I have a number of credit cards that were closed or charged-off by credit card companies. Now Midland Credit Management is contacting me because they bought the account. What do I do ?? Why are they after something closed or charged-off?? They say I owe them now.

Hello I have a 2 small loans that I would like to take care of but I was recently medically retired from the Military leaving me with less than half of my old income. I am able to make my house payment but I find my self just getting by and watching myself go more into debt what is the best thing for me to do?

I have a lot ot payday loans, and I live in Florida. These loans are all internet based loans. I am still current with my payment but I know on the next payday I won't be able to make the payments. Is it advisable to contact the lenders directly or do a payday loan consolidation? The amount of my loan is $8,000. I am desperate to see what route I should take? Please advise.

I have also just learned that I am going to be served papers for a supposedly payday loan for amount of $1400.00 dollars. I do not believe I owe this and they are giving me today's to basically come up with the money. Unlike the other post I read where they did not have a current address I have had the same address since 2004 and the same phone number forever. This company westwood is now calling everyone looking for me but only called me two days ago to inform me about this debt. I asked for documentation and I was told I could not get the documentation and could not dispute this debt.