Help! I have about 10 payday loans with various lenders. How can I find out what lenders are legal/illegal? Also, I'm with Chase Bank - how can I close my account and what are the steps I take to let them know about the stopped ACH. I heard Chase isn't a big supporter of this so any help would be appreciated. I may move banks because of this... :(

I cancelled an insurance policy at renewal last October by mail - never heard from ins co after that, no bills, no calls, no calls from agent. The annual premium was $321. Now I have received a Collection Notice from RMS for $92. with the name of that ins co. And it says we have been advised previously that this was placing it with a collection co. What do I need to send - a validation letter? a dispute letter? Do I write to the ins co separately to dispute any amount owing? Not sure what to do.....

:twisted:your agents continue to call a phone number that is not mine . The man that is being called has repeatedly asked that you cease calling him in regard to me. He is having his attorney file legal action against you for harassment. please stop

I'll be going on vacation for a week, starting tomorrow. So, you likely won't hear from me after 4:00 p.m. EDT today! I'll be back next Thursday!

There are a lot of links to payday lenders as well as another pdl advice site in this post. I haven't deleted or moved it because this is a member of the community. How are we handling this? http://www.debtconsolidationcare.com/forums/showthread.php?t=165326

yes living funding has just showed up on my credit report in december and i have not done anything on my credit in years let alone dont know what this company is..can u plz help?

I have a 270 K total Business and Personal debt which include a Chase Business Line of Credit with Chase. I enrolled with Legal Helpers. They already sent out a Cease Communication, when I found out that they were a scam and I cancel out of the program. My last payment made was in Feb. and I'm afraid that my creditors will take a negative action because of the Cease Com.letter. I finally decided that I will do it myself.How do I ask tell Chase that I would like to be current again and that I will not include my Business Line of Credit in the settlement. Thank you Megan

I have a number of credit cards that were closed or charged-off by credit card companies. Now Midland Credit Management is contacting me because they bought the account. What do I do ?? Why are they after something closed or charged-off?? They say I owe them now.

Hello I have a 2 small loans that I would like to take care of but I was recently medically retired from the Military leaving me with less than half of my old income. I am able to make my house payment but I find my self just getting by and watching myself go more into debt what is the best thing for me to do?

I have a lot ot payday loans, and I live in Florida. These loans are all internet based loans. I am still current with my payment but I know on the next payday I won't be able to make the payments. Is it advisable to contact the lenders directly or do a payday loan consolidation? The amount of my loan is $8,000. I am desperate to see what route I should take? Please advise.