We took a loan from One-Click in January. At this point we owe only 50.00, following the great advice in this forum. They called today, my husband explained to them that these loans are not legitimate in CT, we owe only the principal and with everything we have paid, we owe them 50.00 now, and could they send us an address to remit payment? The man replied "We don't do business in CT." which is a ridiculous answer. Then he said we owe 700.00 or go to collections. Any advice? Thanks for this terrific forum.