Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

If there was a debtors jail, do you realize that most of the US would be in jail. They did away with that years ago. This threat is getting old and tiresome!

jedijeff, do you have a life, like how many times are you going to repley to complete strangers, god are you desperate or something, is this the only way people will talk to you, or is this the only thing you enjoy talking about.. GEEZ GO GET LAID!!

YES finaly, someone says it.. good one guest.. he must sit at his computer all day waiting for someone to write something, he seems to always reply within an hour haha... i came on her to see what this "law office" was about, because they called me today, but instead of being ticked off at these people, i got a very could laugh at this retard always havin something to say, when really no one cares.. Do you have any friends like how old are you.. 70??

sorry could= good!
i dont wanna be called a retard next lol

And the personal assults continue. For the record, I kick such @ss at my job I can hang here and reply all I want.

Why do you people have a total lack of command of the English language? Capital letters, punctuation, spelling...it's really sad. I'm amazed when people like you type anything. How do you survive? Let me guess - you both have AOL email addresses, right?

"Courtny" - you didn't have the nerve to slam me yourself? Under this user name? Gutless. Just what I'd expect from you. Go back to hiding behind your other fake logins.

Now, I'm going home to have sex with my lovely wife. And no, you can't have pictures.

Guest...Is it YOUR hobby to hang out here and rag on people? Apparently it is.

Jedi, you make love to your wife - you have sex with the person at the party after several drinks...

old friend (and I use that term loosely) - it's called a joke.

Wow, this thread is definitely going to the gutter. Jeff, you freakin' crack me up. I guess I have a nasty sense of humor, but hey...I appreciate you, bud.

Jeff, if you don't want these posts to go on, PM Mike. He will lock this thread, if required. We don't want you to go through these assaults.

To the people with no identity, they are not worth my time, I don't feel like asking their opinions. Your posts are BS.

You think this bohers me? I have more class than people like that. I have NEVER insulted someone in that manner. But this person seems to think he/she is of such high moral fiber that they can attack me in this fashionr, ignoring who they are or what they have done.

My information here stands just as it does. Anything I have ever said has been backed up with evidence. Anything that has been said to the contrary has been backed up with nothing.

As was my comment - a joke. Isn't there any out there with a sense of humor/humour anymore?
Jedi you can have sex with your wife all you want - (I would like to see pictures by the way....)

I warn you to not search the net too much for those pictures. :)

And forgive me if I jump all over you (not in THAT sense) - you see I have to deal with people lacking grey matter. I start wondering who's saying what and end up in a argument.

youtube.com/watch?v=teMlv3ripSM

Ummm Jeffie, I love ya, but major TMI here, OK??? (just kidding...)

Guest-If no one cares about my situation, then why are you in such an uproar over my post?? I'll tell you why! Because it verifies that I am just one of many that are being screwed by your company and you don't want to hear the truth if it slapped you in the face. If Jedijeff and others reply, they are considered desperate by you and have nothing better to do with their time, and yet you reply to everyone on here, with your rebuttals, but your not desperate?? Get a life and stop trying to harrass people on here like you do at the office of Paul Kupferstein everyday. You knock people down for not giving their names but you go under the guise of Quest?
Innocent or guilty? Under the law, no matter what country you live in, you are innocent until proven guilty. Show me that I am quilty and I would gladly pay the debt. Until then, just answer the questions that people post, concerning the debt your companies harrasses them about. Where is my letter of verifaction??? Obviously in the mail...At least Charline and others try to answer peoples questions, but YOU just insult us with your quick wit...How refreshing

I too have recently had the pleasure of a phone call from Mr. Sargent. I will admit that yes I do owe a payday company however I would rather deal with the payday company rather than any other company. I asked Mr. Sargent the name of the payday company and where they were located. Mr. Sargent's comment to me was "Is that relevant". Yes in my opinion it is extremely relevant as I want to deal with them and only them. As my intentions are to work out some sort of a payment plan. Mr. Sargent than advised that the court documents were put in the mail last friday. It's now Wed and I've checked my mail and still no documents. I will comment on one thing that the postal system in Canada is excellent and you would think that by day 3 I would have received something.
I decided today to call the payday company and attempt to arrange something and unfortunately I have had no return call.
I guess after reading everything on this site the only thing for me to do is await these court documents or maybe I will receive a call back from this payday company.
Oh and if I can give anyone advise (which I'm sure anyone who has dealt with a payday company would agree) don't ever get involved with payday companies as they are highway robbers.

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Hey there Very Confused
Believe me, you wont be receiving any court documents. That is one of their tactics to make you afraid, so you will pay them a.s.a.p.
I too tried to talk with the payday loan company directly, to see if indeed I owed them anything more, but they refused to speak with me. They told me that they had sent it to this Paul Kupferstein, and to deal with him. I sent a letter to his idiot exactly 3 weeks ago, and as I live in Canada too, have not heard a word from them. I only live an hour away from him and yet no papers. Don't bow down to their scare tactics and consult a lawyer if they continue to harrass you. Their are many people on this site that you can get info from, and dont bother with the sceptics that put you down. They work for this idiot and will try to make you feel, like your the worst person. If you do owe this company money, there are sites that Jedijeff has posted, that may help you, or try Charline on this site. She seems to be very helpful with handling money owed and she doesnt bully you. Good Luck and I hope you can be helped by someone on here.

You won't hear back from them!

Very Confused - I recommend that you take care of your indebtedness to the payday loan provider. Not one of the payday loan companies that are represented by the Law Office regarding the collections of outstanding receivables would refuse to take your payment. It is unfortunate that your file had to be sent to the Law Office, had you taken care or your responsibilities your file would not have been forwarded. Place blame where blame is due. You've admitted to owing this money, be an adult and take care of this. The payday loan provider has confirmed that indeed the Law Office does now have your file - why would you not pay?
I honestly empathise (on occasion) with some of the posters, but situations like this baffle me.
Guest, why is it necessary for the Law Office to chase these people - Very Confused has admitted to the debt, he/she just doesn't want to pay. What do you think would happen if you just decided to not pay your mortgage or car payment? The accociates that contact debtors are just doing their job, one I might add that they wouldn't have if people just paid back monies that they owe.
It's almost comical that some of you attempt to make the Law Office look like the 'bad' one.

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Charline, I am very confused by your comments. This individual has tried several times to contact the PDL and they have not returned the call. He/She has also stated that she wants to pay the amount owing by setting up a payment plan. what's the problem with that? I think you had better read the full comment before shooting off a response. By the way, did you know that several PDLs in Canada are being sued at the present time because of high interest rates and the way in which they carry on business. I am glad I no longer work in the collections field. Your company (Liability debt solutions) give other reputable collection agencies a bad name.

Well said Confused by Charline.

AND Charline, what is COMICAL is that you think you are actaully legit when you are not. I suggest you STOP trying to make it out that you are the good one and not the BAD one when we all know what is right!

Say what you will, unforunately we can't stop you. Funny how you have said over and over again that you will not post here anymore and YET here you are again! Unfortunately, you will never stop posting. Your comments hold no validitiy when you yourself cannot even hold true to your own word. Now I suppose you'll post as someone else just so it looks like you left. Deny it all you like, we all know.

No wonder no one believe what you preach. You keep putting yourself on the hot coals all by yourself.

I can't respond for a PDL company. If the PDL won't return his call I recommend he contact the Law Office and take care of this matter. I do not work for 'Liability Debt Solutons'. I don't know where you came up with this name. The company that I work for is not a collection agency. Payment plans are nice, but those oportunities are seldom available when the file is sent for recoveries. If someone truly wants to arrange a payment plan they best do so before their file is sent off for collections. Whether it be to the Law Office or other.
Calling someone or recommending someone behave in a certain mannor is not a personal attack. Talking care of an outstanding indebtedness would be the adult thing to do. You don't agree with this Jeff?
I would be willing to put money on the fact that Mr. Sargeant did indeed notify this person who the creditor was, but how interesting would the story seem then. Mr. Sargeant happens to be one of the Law Offices most outstanding associates and the lies/untruths being posted are becomming tiresome.

Yes, indeed it is wonderful speaking with you all. Yet again a ray of sunshine comes calling.

I do agree that you need to take care of your debt. However, the way you said that was uncalled for. Why did you need to make an inference that his is a child? He is making an attempt to correct this debt - I have reread his post and I don't see an attempt to get out of it. Charline, maybe I am missing something. Would you show me where he was trying to avoid paying this debt?

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You can blow "sunshine" up Mr. Sargents !@#$ and say he acts appropriate but that is so not the case as many of us know! That is a complete lie! Must be who you report to and you are trying to make yourself look good.

Again, you never answered my post - what are earth are you doing here when you say you'd never post again - more lies. Are you are doing is saying what we've heard all before - nothing has changed, nothing.

In referance to blowing sunshine up anyones ass we've made it to page 69 - I'll leave it at that.

HAHAHAHAHA!

Good one, Char.

Very Confused you can call me at 905-474-3535 just ask for Janet. But just to let you know if you are going to try to pay 10 a month or 20 its not worth my time. I will discuss your file with you and try to be helpful. The confusion seems to be that people will call just say that they owe 5000.00 they will say all I can afford to pay you right now is 10 a month. Things like this will not happen. If you really want to clear up your debt I will work something out that is a benefit for both parties.

Just out of curiosity Janet, what if you don't come to a resolution and you want some absurb amount that Confused can't pay - then what will you do. I am curious to know what happens next in your office. What is your protocol there?

Jedi I just wanted to verify something for you. When the people call from the law office they are trained in a certain way. For example they say is so and so there yes this is Mr. I al calling the law office in regards to a debt outstanding with -----. So the people on the other end of the phone are aware who we are calling from. So when they get on here and state that they don't know where they owe the money from is just a cop out they are told who they borrowed the money from. Don't let them pull the wool over you eyes. I can swear that on a thousand bibles.

Guest first of all I'm not going to take food out of there mouths. We can come to a mutual descision based on the amount of debt. What I do with this debtor is between me and them. Its a personal matter and really not your concern. Each persons circumstances are different. Each company that we represent has different standards. How they choose to proceed can differ depending on the situation.

Guest, if Confused knew he wouldn't be able to pay back the money it never should have been borrowed in the first place. Jedi once asked me the definition of fraud, this would be yet another fine example.
Payment plans are to be arranged before files are sent for collections. These people were offered many oportunities to take care of their indebtedness, but chose not to. collection agencies and Law Office that provide this service are not credit councelors. Think twice before you utilize the services of a PDL company. They loan you money, and you must pay them back - if you don't then your file will end up with a recovery company - legal or otherwise.
I'm a funny girl Jedi, too bad you don't know me.

Your company's protocol must have changed since Mr. David contacted me then. I had to ask several times who the supposed debt was for and he was still reluctant to tell me.

If you can tell us some of the things the people are trained to say, at what point are your people instructed to say things such as "we'll see you in court" and "if you don't pay we'll shut your phone off" and "send money tomorrow or you'll be sued for $2000?"

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SAndy by the time we make our calls the place that you borrowed the money from has had enough of chasing people for their money to be returned to them. Put yourself in there shoes. You lend 5000.00 to a co-worker they tell you that they will pay you at the end of the month. You say ok but you know that you have things to pay at the end of the month and you need your money back. This person doen't pay you back and you call them they ignore you. 2 months goes by and still no money you keep calling and they are avoiding you. now six months have passed and you really could use that money for your kids and now the co-worker has quit there job and moved you keep searching and searching finally after another 3 months you find them you had enough you want what is yours. So you call a lawyer and pay him to go after this person your sick of excuses to do tell the lawyer oh be kind no you don't you tell to get that person asap. Now we deal with 1000's of people per week that have done this to a person who owns a company and he has a family and a payroll why should he feel any different than you would he's still human. and if he was kind to everybody then he'd have no money to lend to you when you might need it then where would you be when you were in need. On welfare as nobody would be able to help you when you hit a snag in your life. Sometimes people have to be harsh in order to get what they are owed. If you heard all the stories that we have heard gradually you would lose some of your concern for people. Yes there are some people out there that hit a snag in there life and yes I feel bad for them and yes I will try to help. But there are alot of people out there that do this alll the time to.

Jedi I have been making a point of listen to them a couple of times a day. They do tell the person whom they are calling what coming they are calling for. I wasn't here when your problem happened. So I can't answer that. Sorry

Granted, you can't. I am just saying that you claim they do that, but since you cannot listen to them all, I will let you know they do not do it on each call.

My suggestion - if you want to make sure, get a system to record phone calls. Until then, you would be better off stating that it is procedure for our callers to identify whom the debtor is. And then understand if the person is upset because procedure was not followed during their contact.

Jeff, I'm not trying to stir the pot. You Haaaa'd my 69 comment.
I'm just telling it like it is. That's all.
I don't believe that anyone has ever been denied the name of the creditor. I wouldn't pay any money to a company that said send $$$$ but I'm not going to tell you why. This doens't happpen at the Law Office, and quite frankly I'm getting tired of listening to it.
Bash away, bash away bash away all. I'm in a festive mood!

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And yeah - I did "HA" your 69 comment. Why? Cuz it was funny. Be more like that. Don't attack when you don't understand the situation.

[color=red]Profane post deleted - Mike[/color]

Dang.....and I wish I could have read that.

Thank you Janet for your response.

Charline, I never answered for your opinion as you don't seem to have the same professional etiquette your co-worker Janet has and you have been caught lying before. Deny it all you like, I wouldn't believe a word YOU say!

Weren't you leaving, do us all a favor. Jedi, you hit it dead in - she comes on here to stir up the pot as she doesn't have anything valid to say.

Janet,

Just to review, my case was related to the 900# scam. I never borrowed any money from anyone. The company Mr. David was attempting to collect for couldn't have been tired of chasing me because they NEVER contacted me because it was a scam.

I understand there are people that borrow money with no intention of paying it back. I also understand that it is your job to collect on these debts. All I ask is that it is done legally. The threats that Mr. David and others use are clearly illegal tactics no matter how you look at it.

With regard to your post, are you attempting to somehow defend the illegal actions of the others in your organization? That is what it sounds like to me. It sounds like you are saying that because people give you so many sob stories, it is justifiable to use illegal tactics to collect on debts.

They can deny it happens all they like but the fact of the matter is that the people posting here have experienced it. I am sure they will call us all liars but the fact is look at the ratio here.

I just think that insted of sitting on the computer everyday on the exact same web site you should be using that time working like other people do.You have to admit it gets pretty pathetic when you have sent over 600 responses on this site crying about the same thing over and over again ( Jed - dont you have anything important to do in your life then sit on ur ass and write back to peopl ewhen they are the ones in the right and you are wrong - LAZY!!. All I have to say is to grow up and get a job and pay your bills like most people do on this world. How old are you? it's alittle thing called RESPONSIBILITY. Its anoying when people like myself who do work and get money taken off my pay check that I worked hard for that goes to you lazy ass people who think its right to be able to collect welfare and do shit all day and get money the easy way out. Insted of using the time being obsessed with arguing with people on this site get a god damn JOB! GROW UP, find a job even if it is fliping burgers at McDonalds.....there is work somewhere FIND IT!!!! I understand that there are a few people who do need to be on welfare for good purposes but the majority of people are just down right lazy. Welcome to life people, working is a big part of it.

As I have stated before Sandy I know nothing of previous stuff. So I can't deny or argue over it. I know of the debt that is now being pursued. And I can only go by what I personally hear. Also guest as I have also mentioned before you get one side of the story on here. But not the other. I have talked to a few people from here so were great and a few who were not so great. I have never threatened or treated anyone any different then I would want to be treated. But I have made a few 100 calls to debtor to get money and what I have been call and told what they would like to do to me was gross. So if that is how they talk all the time I give the guys credit that put up with it here. So yes their are two sides to every call and unless I'm the one involved I cannot say she said he said. And I cannot deny what the everyone is saying. I was not present during the calls.

Look, I have read both your comments and Janet's. I see that you two like to skim comments instead of reading them. A good collector will read everything and work with the individual to pay the outstanding debt. By the way, if there is proof that the debtor has been trying to contact the creditor, then you as the "recovery" group should be advising the creditor that they are not acting in "good faith". Yes, you want their business but there is such a thing called respect and trustworthy business practices.

In previous line of work, I found that when the debtor has proof that the bill was paid or that arrangements were made, I sent the request for recovery back to the original creditor for recovery.

I think both of you give good collection agents a very bad name. I am very disappointed with your practice and I hope that this company will be further investigated.