Sued twice for same debt
Date: Fri, 09/25/2009 - 16:55
Mann Bracken is under fire right now, they are notorious for try
Mann Bracken is under fire right now, they are notorious for trying to collect on debts already paid off, if I were you I would file a complaint against them.
The debt is not paid. I think Discovers records are incorrect a
The debt is not paid. I think Discovers records are incorrect and they are unaware of the first judgement.
Quote:Originally Posted by AnonymousThe debt is not paid. I thi
Quote:
Originally Posted by Anonymous The debt is not paid. I think Discovers records are incorrect and they are unaware of the first judgement. |
Keep checking back for more replies, I just wanted to make you aware of who you're dealing with, Mann Bracken are NOT to be trusted. If you have recently received a letter of collection from them it should state somewhere on that bill-you have 30 days to request validation, if you do not then they will assume the bill is yours. My advice to you is to send out a debt validation letter to Mann Bracken asap, send it certified mail return receipt requested so that you will have proof you did so. Don't wait until the 30 days are up, do it right away. If you need help comprising a debt validation letter just type in "debt validation" into the search box located in the upper right hand corner of this forum. It's VERY important that you request debt validation. The chances are none to slim that Mann Bracken will be able to validate that debt, meanwhile, all collection efforts must stop until they validate the debt. They must prove that it's your debt and that they have a right to collect it.
When you send out the validation letter to the CA what are you l
When you send out the validation letter to the CA what are you looking for when/if they sent the letter back, what will the letter state that you know they are not a scam?
You aren't so much looking for a letter saying 'we can collect o
You aren't so much looking for a letter saying 'we can collect on this account.' You're looking for solid proof that they are who and what they claim to be, and that they have the right to collect this account. Per the FTC, that proof is required to be furnished in the form of documents that establish a chain of authority on the account from the original creditor, through any intermediaries, to the current collection agency.
Read this for additional info on debt validation. Then type 'validation letter' into the search box on this site to find example letters.
