Sample Credit Report - Make a comparative study of your credit profile

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Sample Credit Reports for you to have a better understanding about credit report

Credit report is a record of a consumer's credit standing or activities. The report primarily consists of personal information of the consumer, credit inquiries, public records information, credit lines, consumer statements, etc. Consumers can have a glimpse of their credit profile from these reports. Alternatively, the creditors/lenders/financial institutions check the credit reports of the consumers before deciding to lend money. This helps them know whether or not the potential borrower can carry and pay off the debt.


Credit reports are prepared by the Credit Reporting Agencies, also known as credit bureaus. The bureaus (Equifax, Experian and TransUnion) gather information on the consumer credit activities from the creditors and prepare reports. Each bureau has its own format of credit report, though the information remains more or less same.