I am a resident of the state of Texas, and I took out a loan with Plain Green loans in 11/17. The loan was for $1600.00, and I made 4 payments of $200.93, but in early January I lost my job. Plain Green loans has just reported my loan as charged off to Transunion and showing the balance owed of $2800.00. I am now working and would like to pay the principal that is due and have the item deleted from my Transunion. What should I do?