Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Help with PDL!!

14 years 1 month ago
Ok, so first off I live in Illinois, I have taken out a few online pdl, I have always these on time until I noticed a national credit adjuster took out $125 out of my bank acct for no reason, so I closed my acct and opened a new one up, but I did not give these current pdl's I have my new information due to I will pay these on my terms now, besides I did get in over my head with them to where my paycheck is gone, here are my lenders Archway- 200.00 Discount advance 400.00 Pd 75.00 Cardinal mgt 200.00 pd about 300.00 just in interest Spot on loans 350.00 Ameriloan 300.00 pd 180.00 in interest

 

Bankruptcy vs other options

14 years 1 month ago
Looking for some advice. I currently have 30k in credit card debt and about 12k student loans. I was out of a job for about 6 months which caused me to fall behind as well as just general carelessness. I recently got another job and have been at it for about 2 months. Ironically it is within the financial industry. I just barely passed the extensive backround check. At my job I am responsible for selling loans, lines of credit and other bank products.

 

How to deal with MIA lawyer

14 years 1 month ago
So my lawyer is MIA. He, neither my paralegal, will return emails or phonecalls. After I paid him well over $1,000 outta pocket. However... My original court date was Oct 20th. My lawyer forgot to bring my car title, so the trustee adjourned it to Nov 4th.

 

Identity theft victim

14 years 1 month ago
i found a charge on my credit report on 11/20/2011 for columbia house. never had this debt before. how do i get it taken off and put a freeze on my accounts?

 

I was banned......

14 years 1 month ago
....and I have no idea why as no reason was given. I was using "hakko936" as my screen name. I can't think of anything I did other than ask for help. Would someone be so kind as to explain what I did? Thanks!

 

Navy Fed Debt from Identity theft

14 years 1 month ago
If i have a checking account debt with Navyfed for over 5,000 in 2003, that was a result of identity theft, then how long can they try to collect on it.

 

Collection Timeframe for debts from 2003

14 years 1 month ago
Can Navyfed still collect on a debt from an overdrawn checking account from 2003?

 

Questions about settling debts or doing bankruptcy

14 years 1 month ago
Hello everyone. I just found this website yesterday and I'm hoping that it can help me with some decisions that I have to make. My story can be very long but I'll try to condense it. I lost my job in April of 2010. I was only able to find part time and lower paying jobs that had me in the negative each month. I had to use my credit cards for basics like paying utilities, car, groceries...etc. In a year I managed to rack up 17k in credit card balances. Eventually I couldn't keep up and I'm now 4 months behind on the credit cards.

 

How to respone to DCS questions

14 years 1 month ago
hello, I have to call DCS to discuss my student loan and I would like some advise as to how to answer their questions. They sent me a letter stating that I may qualify for the federal Student loan Consolidation Program and they also included a Financial statement asking for my bank account information and my supervisor's name and number. I don't want to give this information bc I don't that its necessary. I know she will try to get as much personal information from me.

 

Plain Green

14 years 1 month ago
I was just wondering...has anyone had any luck with Plain Green Loans recently? I live in New Jersey. Sent all the good paperwork to them. Have replied 3 times to their generic reply letters. Any success stories??