Hi! I currently live in MI, but at the time I received these loans, I was a resident of CT. OneClickCash-300 paid 825 Ameriloan- 400, paid 1030 GECC- 500, paid 1096 River Elk- 300, paid 670 All of these loans ar PIF, but learning that they are all prohibited in CT makes me want a refund. I filed complaints for all of them with the BBB and FTC,as well as the template found in the dealing with illegal lenders forum. I was wondering if anyone had an email address for these companies that they actually received a response from.

I just want to thank you for all the help I have gotten from this forum. We have 2 PDLs and I have gotten a PIF from Loan Shop Online and a promise of a full refund of $520. I sent them my version of the revocation letter on the 15th and have received two emails since then from them, one with the PIF attached and the other verifying that I was being mailed a refund check today!!!!! Now I have one more and I can't find a good email or street address for them. They are Shoreline Online LLC/CWB Services LLC. These people actually deposited money in my acount without my knowledge.

Hi All, First off, I just want to say thank you to the contributors to this website. This is an information goldmine with very helpful discussion and topics. I am in the process of applying for a house loan; my credit reports came back with reports around 700 which is not allowing me to secure the best interest rate. On these three credit reports, I do have a series of 'derogatory' entries from Verizon. Long story short: in 2005, I failed to respond to a single late payment notice and my $55 dollar debt (worth a month of DSL / phone service) was sent to a collection agency.

My brother received a "Notice to Judgement". They are garnishing his wages with his employer for some unknown reason, he is currently settling his IRS debts and the Arizona Dept of Revenue has levied his bank account, so its just one thing after another. I tried to find more information on the Judgment creditor(plaintiff) RJF Financial, LLC but I'm coming up empty handed.

Hello everyone Just applied for a debt consolidation loan thru my credit union.

Hi, I received this letter (see below) from Island Finance on behalf of White Hills any advice on how next I should proceed?

Hello, I have an installment loan from Check N Go and up until now I have made the ACH payments. I am now unable to make the payments and need to stop the ACH/debit from my account. What options do I have? Thank you for your help

Hello, I thought this one would be easy since it was serviced by Fia but now I don't know. My wife had a Prudential credit card with an $8k bal serviced by FIA that we last made a payment in Sept 2011. After 30 days they sent it to a collection agency Encore. Any recent dealings with Encore, I know it's still early for settlement, just want to know what i'm up against. I have a BOA card that is 60 days past due and am hoping to get 20-30% when the time is right, the bal is $18k, we'll see.

I'm hoping to get some recent experiences with Barclays. I owe >$18k and it is at 3.9% interest. This is my last big one and I've been able to keep it current while settling on others. But since the credit is trashed, I think it is time to settle it. I don't have $9k though! What are my chances of 20-30%? I've seen many posts about overseas collections. Anyone have a good US number for me?

HI! A collection agency claims that they are trying to collect payment on a debt that i failed to pay another party ( the original creditor). However, I recently got a copy of my credit report and on the status details section it states that this account is schedule to continue on record until June 2012. So my question is should i try to do a pay for deletion or wait until it expires? The amount they claim i owe is about $550.00 I am trying to resolve this expeditiously and I am willing to negotiate with them. Thank you in advance