I really want to get out of the cycle. If I didn't have these payments, I would be ok financially, but large chunks of my income are going to paying these. I can't seem to find which are valid lenders and which are illegal to sent the letter to.

So my situation is like this. I have 200.000 $ in credit card debt, and theres no possible way for me to repay that. I am not a usa citizen and i do not own any assets here ,so what should i do because i really think of leaving and going back to europe. I do not own any assets in my home country in Europe . Should i apply for a bankruptcy before leaving, or should i just leave and thats it ? I wont be able to come back once i leave usa . Please advice

i am in SC. I have sent mobiloans and plain green loans the letter to revoke ach and garnishment that I got from here. I have closed my account and they keep sending me the same b.s. about they under tribal law. I have paid MUCH MUCH more than the principal. What to do now? My plain green loan is still growing.

I have heard that I'll have to pay interest if I use credit card. Is it true? What charges do I have to pay even if Don't carry balance on my card?

Is it mandatory that there will be a prepayment penalty in a mortgage loan I'm taking out?

Is it possible to keep a credit card with zero balance without using it?

I've honestly did not do my research on these places until now and was largely unaware of this predatory business. Too late now but I want to get out of this trap and have it affect my credit as little (or none) as possible.

Can I get a personal loan from a credit union? What is the procedure?

Hi everyone, Last fall I had to resort to Installment/pdl to make endsmeet after an unexpected bill. Now I'm getting trapped into another debt spiral because of the repayment terms of these loans. I have two loans: 1. Inbox Loan Loan amount: $475 Interest: 640% Loan date: 9/25/17 Loan repayment date: 9/21/18 Amount paid back to date: $1824.01 2.

One of creditors reported bankruptcy on my credit report which was wrong. Can I file a lawsuit against him? Isn't it a FCRA violation?