Hi, I got a letter from Blatt, Hasenmiller, Leibsker & Moore, asking to verify my address with aforesaid debt $10K with current creditor (equable ascent financial) and also mentioning the original creditor's name. It goes on to say that I have 30 days to reply if i wish to dispute the validity of this debt. If i dont reply they will assume that debt is real... and that's it. This was a credit card from 2010, but I don't think the amount is right. Should i ask them to provide me with the debt validation? Or i need to do this after I am summoned? Thanks,

:confused::confused:I have just been displaced from my company that I have worked for for years......I am 59yrs old and cannot find another job......my total unsecured debt is around 26k, all credit card debt....I only have one cc iao $4500.00 and the rest are around 2000.00......I have been making my payments but my severence will run out in 2 months and I am getting behind.....have been with care one but now they have referred me to Percels assoc........do I just need to wait and file bankruptcy or go with the debt settlement company since I wont have any income after the 1st of the year????

I have 2 PDL's that I'm pretty sure aren't licensed in IL out right now: integritypaydayloans.com - borrowed $800 - paid $600 in the rollover payments so far cashjar.com - borrowed $1000 - paid $625 in interest on the rollovers so far I made the mistake of emailing the revoke ACH letter found on this site before closing my bank account to only cashjar.com. They haven't responded. I have the rollover payments going through from both loans tonight, and when I went to the bank today I had pending transactions so I couldn't close it in time.

I have 6 installment loans with different companies in WI. Two of them I know are legal in my state. Check &Go and Payday One. The others I have questions about. Plain Green United Cash Loans Cash Net USA USA Web Cash Are the above offshore lenders or "illegal? I can't seem to find a master list. All of these loans are current, but I am robbing Peter to pay Paul. I am taking our new loans to pay other loans. Even though these loans have been paid every month, I now find that I am getting threatening calls from a group the calls themselves Department of Law and investigations.

Hey there. I am looking for some up-to-date info on how to deal with Check n' Go for an installment loan I have with them. I live in Texas and took out $2500 total (a PDL they rolled into an installment loan), and my payments are $700 a month. I badly need to get rid of this. It's killing me, and my job is about to change and I will no longer be able to afford these payments. I'm supposed to pay on it thru May of next year. How do I proceed with this?

I had a loan with Beneficial and I paid them for three years, when I lost my job, I asked them to work with me and I would try to pay them most of what I owned them, well they insisted that I pay them the full amount, so I stopped paying because I had no money. Now a couple years later the Midland Credit Management, Inc. sends me a letter telling me that if they bought Beneficial and that if I don't pay them the full amount by December 3, 2011 that they will hire an attorney in my State of Illinois and sue me. What should I do.

For not knowing much of payday loans and how most of them are illegal in California.I took a loan of $200. and every two weeks they will deduct $89 unless i pay off my loan with the $89 refinance charge. A total of $289. The compnay i took the loan from was from Payday Direct. I called California Department of Corporations to see if they are legit in California and of course they are not. I blocked my checking account so no withdrawals are authorized. They sent me a letter asking for their money. I simply replied that they are not legal in california and i am only entittled to pay the $200.

I found this article in the Washington Post. I hope the moderator allows for everyone to read this. These companies have disrepected a lot of honest individuals. Here is the link to the article: http://www.washingtonpost.com/business/economy/debt-collectors-harassed-consumers-with-violent-threats-ftc-says/2011/10/26/gIQAzm6DJM_story.html :mad:

Got myself in a real mess and am looking for some honest advise. Have my first child hopefully on the way and need to address my situation. Last fall I was practically debt free - always had some cc debt so felt relieved that one Citi Card in my wife's name with an 8K balance was the only debt (unsecured) remaining and none was charged off or settled, etc... We were not saving anything per month but were living well and still within our incomes. Well since then it has been an ugly cocktail of mis-spending and just riduculously bad judgement on my part. Personally as of today I have in unse

I had a loan with SpeedyCashToday for $400 and paid $240 a month since March. They took out $640 yesterday and now none of their numbers work . I have paid them almost $1500. Can I get my bank to return the debit? I have paid them more than enough! Help