Not sure what to do...made rookie mistake....
1. CA Systematic National Collections has debit card number and taking payments. only owe $345.00. Can't pay in full right now, how to stop that and get them to remove from Credit Report once I do pay it off.
2. BoA CC: balance of $9000.00 they will work with me if I come up with $ 860.00 by Sept 4th. They said they won't raise the interest rate nor would they close the card per their crisis center. Would like to pay this off and keep card open for emergencies. "Only" 90 days behind. Have name of who I spoke to and date and time.
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