I became chronically ill about three years ago and my health declined rapidly. I almost ended up in a coma, and by the time I was finally diagnosed, it was discovered I have a metabolic disease that is progressive, incurable and there is no proven treatment. I have been unable to work for the past 2 1/2 years and have been fighting with Social Security to obtain disability. I currently receive a little under $400 monthly for living expenses from social services (with a work exemption due to my health) and food stamps (the max allowed by my state -NY).

can you tell me if 500fastcash and djr group and cash call are licensed in il and will they work on a settlement i thought about goin through a payday loan consolidation company but thought maybe i could do it myself im at wits end and dont have all the money to pay every 2wks

I recieved a call this morning from a lady at S & S Speical Investiagations out of Atlanta saying I was being investigated for check fraud from an outstanding payday loan from 2005. She said I owe $1500 on a $520 loan. I no longer have the bank account the loan was made under, and that bank has been bought out by another bank. I do not have any documentation on the loan, and she refused to send me any saying they were not interested in talking to me any longer. This is the first I've heard from them.

I am being sued by Bowman, Heintz, Boscia & Vician for a Dell account. The letter from the court states I have 20 days to submit my reply; no court date. I will send my reply via certified letter to Bowman, Heintz, Boscia & Vician. I am hoping to negotiate. What is the typical percentage most places will accept? Is there any standard of offering to pay 70% and then consider the accout paid in full? At this point I don't feel I have anything to lose by negotiating.

http://www.debtconsolidationcare.com/Debt-Problems/My-girlfriend-is-going-to-hire-a-debt-consolidatio.html Another yahoo who doesnt know what he is talking about. Another question....are mods going to get any delete/edit powers in social answers? Quite frankly, that forum is a train wreck. You cannot tell when new answers/questions are asked and it is full off anna/nelly/sally/jeorge saying the same thing on the same thread. No originality.

can someone tell me the diff between a major deragatory (120 days plus past due) and a charge off -- as far as credit reporting goes -- are these both equally bad? thank you:D

I have overpaid on several payday loans. I requested a refund and 2 of them told me no refund and I have not heard from the other 2. Is there some kind of sample letter anyone has? Should I request or demand a refund. I have my bank statements of what I’ve overpaid? Not sure what to do. Thanks

I receive a call from barrett smith associates about a debt i just want to no if they are a real company before a pay them.

Hello, first time on the site and I am receiving a TON of info. Ok, my problem is that I have 7 Payday loans (2 online-registered in Ca, 5 online-not registered). Now I know I have paid off the principal at least with all the rollovers, except one. The ones licensed in Ca. are small $255 and I can take care of them. The others range from $400 principal to $700 in principal. Now, my checking account is $2000 overdrawn and I am stressed. I can't sleep (it's 2am as I am writing this), I have a wife and 4 children, and feel I letting them down.

I am currently getting my wages garnished from my student loans and dont know how to stop it. I am currently going though a divorce and living on my own and supporting 2 small children. I can not afford to pay my rent or any bills due to the garnishment. My electricity has been shut off twice now. I NEED to stop this but I can not figure out how to, due to the fact that i am working but i am only on call when i can scrap together enough to pay my rent it is ALWAYS late, and I am afraid that i will get evicted. WILL SOMEONE PLEASE HELP ME.