I have recently been working with a debt settlement company. I had two accounts with citibank which were being handled by a law firm. The company had reached a settlement and even paid one of the accounts and then I received papers from the court that I was being sued over both accounts. My question is can I counter sue them for suing me for a claim that had already been settled? I live in MS.

If I had a loan in one state, but currently live in another, what state must any potential lawsuits be filed - the state where the loan originated, or the state I currenlty live in? And which states SOL apply?

These people call with a blocked number all the time asking for David Hill. I have told them repeatedly that they have the wrong number.At first they said they were from Capitol One. Finally the guy said he was from MCM and denied I told them they had the wrong number. Same guy been calling, so basically he said I was a liar. That made me angry and it as on like donkey kong. Finally he hung up. Now I can send a cease and desist letter to remove my number no that he finally gave up the information about who was calling.

this website is awesome! i have tried to follow some of the info but am still not sure. so will relate what i know of my situation and see what feed back i get. i have the following loans, i know pdls are legal and i know they allow 3 rollovers, but what are my options after that? i cant afford all i am paying and need to reduce it, but cant close the acct they are on. us fastcash dep 500 in mar have paid 150 x 4 times cashnetusa payday 1150.00 mar paid 298.53 x 2 times nls (signmyloan) 500.00 april 101.

Hello: I have managed to get myself into payday loan debt and can't get out. I currently have two loans with the following companies: Money2advance.com: $500 (principal) AdvanceMeToday.com: $1000 (principal) Each of these have a payment due on the 1st and 15th of each month. I am current on both of them, however, I can seem to get ahead because of all the interest that I pay. I live in NYC. Is there anything I can do? Thanks- D

Hello all, Me & my wife are having a financial problem. Here's our brief situation: I have credit cards & line of credit debt about $51K. As of right now, evertything is current & nothing is behind yet, but I'm in the point where it's getting harder to keep up with them because of my income debt ratio. Both of our credit scores are in low 700 & we are trying hard to maintain that. I also have a house that the loan is upside down now, bought it @ $400K 4 years ago, and now the market value is only low $200K.

is it true vip will send your information to a collections before they send it to collection they will call your job payroll to get they to send to vip ?:evil:

Last fall, I was served by a creditor I closed an account with, HSBC. I showed up to court in NYC where I live. The lawyer rep from the Collection Agency and I made an agreement outside of mediation. He said that HSBC won't pay them to take me to court so they are just looking to settle. At the time I owed 2,500 and our agreement was 2,000 (stupidly, I could have gone lower. I know that now.) I wasn't able to make first few payments and then come this past April I was laid off of work and unemployed. I received a letter of Garnishment.

:(I was served a summons dated 15 days prior to when I received it.Does the 30 days start from the day I received it or the date it was filed? Thanks

I foolishly started to fill out app then man called me and i told him I DID NOT want to proceed with loan,he said ok this was on 6/30/2011, on 7/5/2011 they put 400 in my account, i got prepaid visa to give them back the 400 but they are refusing,saying i need to pay 520.00! i took money out same day and most of all i didnt consent to the loan!!!!! help