I am considering signing with this group for credit card debt consolidation. Do you know anything about this group?

What is the cost of a settlement program? I've fallen behind on my credit card debt. One creditor just sent me a letter offering payment options, but also suggesting that my debt will be forwarded to a lawyer for review, and also that no decision has been made to sue me yet. Can they say that? I got scared so I called and arranged minimum payments that the rep said will buy me 30 days."

Hello everybody. I need to know if Zoca Loans is legal in my state. I live in Ohio. I have a loan for $400 and the payback amount is well over $1,000 with interest! I know I was dumb to take the loan out but it was my only option at the time. I have full intentions of paying this loan back, I just need to know if I need to pay just the principal amount of $400 or will I have to pay all the interest fees also. I believe this company is tribal. Also, how would I go about making payment arrangements with them. Thank you

I have accumulated $25000 debt on credit cards last month. Can bankruptcy help me?

What is the minimum amount I have to pay monthly or yearly for a settlement or a consolidation through third party help?

Can I physically meet a CA to negotiate on a debt?

Automated Clearing House authorization or ACH authorization - Is it difficult to stop automatic payments in the future if one has already opted for it?

I am in need of some help with working with and determining the legality of three tribal installment loans. I live in MA, payday loans are illegal. However, these were "installment loans" as that is how they were marketed, not payday loans, even though the apr is beyond 460% and the payments are made when I get paid. I cannot continue to pay them at the current rate and schedule and am not sure the best way to proceed.

Hi everyone, I'm wondering if anyone has had success using a debt management plan for payday loans? I currently have approximately $5,000 in payday loan debt. I'm on a debt management plan for my credit cards, which has been a really positive experience, and the promises that the debt management company for payday loans are making are very appealing. I'm working with DMCC Corp - dmcccorp The one issue I'm having with them is that they are very adamant that I close my bank account and reopen a new account prior to enrolling to ensure that my payday lenders don't continue to debit my account.

How much does it cost to get all the 3 credit reports and scores?