Hello. I'm brand new to this credit repair thing, but am absolutely gung-ho on fixing it. I see a charge-off on my credit report from verizon for 511 dollars from 2006. I don't even know what this is for. Looking back, I should've kept far better (or even kept ANY) records of my finances, but believe me when I say that I've learned my lesson. My question for all of you is this, can I send a debt validation letter to Verizon regarding this charge-off or there a whole different avenue I should be taking?

Okay.. I live in Florida and got a short-term loan about a year ago for $500 to $600. They were debiting the monthly payment from my account. During that time, I went through a divorce and ended up closing my account due to my ex husband who had access as well (note: I had the account for about 10 yrs prior). Now I receive a call from this law firm stating that I have committed check fraud and theft and that I will be arrested on 2 felony counts if I don't pay this money now. I have not received any mail from them just constant phone calls from Georgia.

dcs called and informed me that i have a large student loan due but different people are telling me i dont have to pay 114 dollars a month. Is there a way i can work out a better deal to pay them off because i have tons of other bills and i dont make a lot of money

after being two months behind in my house payments Bank of America turned my mortgage over to " Recontrust" start foreclousure. Bof A letter says they will work withe me. I got a certified leter that looks official. I'm not sur what to do. Do I need a Lawer?

Hi i need to speak to represent ASAP PERSONAL INFORMATION REMOVED

I know these costs are really going to affect me. Just to fill my car is $68, it used to be $30. If my work does not give me a raise soon I will not even be able to get to work. How are we going to be able to keep going with gas prices out of control? I would like to know if the price of gas is painful for all of you too?

I received a collection letter(with 30 day notice on bottom) in January from Midland Funding via Fulton, Friedman and Gullace. I didn't recognize the debt, so I sent a debt validation letter to them the within 3 days via CMRR. They got it around January 18, 2011. I never heard back from them until March, when I got letters from defense attorneys stating I was being sued. I again immediately sent a debt validation notice to both Fulton and Midland. Saturday I received a notice of service attached to my door.

I have several loans out. I live in Texas, would like to know if they are all legal and allow rollovers. these all renew over and over again Idealgelt-internet loan 750 paid over 2000 cashnet 800 paid 800 One click cash internet 400 paid over 800 Please help

Hello, I have recently begun paying off my creditors, and everything has been going well until I encountered a particular company: NCO Financial. This company would call my cell phone 1-3 times a day, providing me with different offers which when pressed the supervisors would deny that their agents had clearance to give such offers and that all offers came through a supervisor. My two accounts were for $400+ and $80.

well it appears that citibank of south Dakota has hired a law firm in my state of Va they sent me a civil claim for money (a warrant in debt ) in the mail along with a notarized Affidavit of a person that says he works for citibank as a custodian of records and has knowledge of my account and a copy of the last statement from citibank before all this I sent the dispute and validate letter asking for a contract with my signature I recieved copys of statements that is all now we go to court june 9th I guess my guestion is should i get a laywer or go to court and ask for proof of ownership the c