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I noticed a few days ago that ER Solutions had done a soft pull of my credit report. I thought nothing really of it at the time, jump ahead to today, I received a collection letter from them saying that according to their records, I owe Chase $605 but they are willing to settle for 50%. Funny thing I noticed is that the letter is dated TWO days after the inquiry into my credit history. I have never had any accounts with Chase or any company now owned by Chase. I do not have a credit card with them, and I am starting to receive phone calls from them. I have not picked up.

how too get rid of payday loan

I received a letter from Palisades collection on a debt charged off in 1985. I asked them to validate the debt which they responded that my account is in dispute and all collection activity has stopped. This account is not on my credit record, and I do not have any personal record of this debt. What are my next steps and do I need to hire an attorney to handle this. Thanks

I have been getting calles 3 to 4 times a day from these people. In all the calls I get I tell them the same story about my paydays and they keep calling. I consider it as harrasement.. How can I keep them calling every day 3 or 4 times

i have a question. i paid midland credit management $250 and they are telling me that if i don't pay them every 30 days until it's pd off, that they will refer the total balance back to an attorney, can they do that since i already pd them the first $250.

GEMB/CBRND is on my credit, what does it stand for?

Are they a legal company or registerd in any state!

On 4/14, I received a payday loan for $550.00 from OnlineAdvance.com. I made sure to ask about ANY and ALL possible fees and interest. 2 weeks later, they hit my account for $165.00, which brought my debt to them back to $550.00 (I expected this outcome, as well as interest to accrue the longer it took me to pay back-so everything OK at this point) This week, they want to take $137.00 and my account with them will be at $660.00. This is a fee outside of and separate from any interest or fees outlined in the contract.

I been with out work from feb/2010 and all my dues are behind , now I was summon from one of the creditor. I need a Lawyer I have 20 day to respond , and also I have more credit card debt. Thank you for your respond and God Bless you. Alba