I have a wage garnishment for a loan I haven't paid back. Then I received a 982 form from the creditor, that I have to file that loan amount as income. Supposley they wrote my debt off. I'm confused as why!? Should my wages still get garnished.. I'm paying for it and I got the form! I have to pay taxes on the Saga.loan. I'm my opinion I shouldn't got the form. The creditor I have the wage garnishment with, it not answering any of my calls. Can somebody please help?

My ex-wife has filed bankruptcy to discharge debts she promised to pay in divorce decree. What does this mean for me? Creditors have started calling me.

Budgeting 50-20-30 rule - I have heard about it. My question is - can I alter this ratio, if required, in any month?

Hello! My daughter has a medical bill of $4000 which has been sent to collections. Prior to informing me of this debt, she made arrangements of $150/month and has made two payments. She is now in some financial straits due to a lay-off from work coupled with other credit accounts and bills, and has asked my help. My first thought was to suggest she contact them by mail, have the debt validated and posture herself to negotiate for a reduced balance on the account (was thinking 25% is the magic number.). Has she shot herself in the foot by making payment arrangement and making payments?

Hello, I had to recently take out a $500 payday loan in September to help pay of my rent. I am currently paying $20 on my premium weekly (bringing my weekly payments to $82). I called the loan company to see what my remaining balance for the loan was. I still have a $568 balance. I can not afford this unfortunately and it seems that this has just put me into a larger hole of debt. I also just was made aware that in the state I live in, payday loans are illegal. I found a lender named Green Trust Cash online that is not based in the state of ct (where I live).

My friend has made a payment on a debt on which the SOL period had expired. Is there any way to stop the SOL period from starting again? Can she get back the amount she recently paid?

A bank credit card has made a settlement offer to me. If I accept, how badly will it effect my credit? I paid about 1/3 of the balance and have to accept the offer or pay the bill in full. I have the 2nd payment amount, but not the entire balance. Please advice

I have 5 installment loans with balance more than $2600 each. Could you help me to settle them? thank you

Hi, I live in centraila WA. I got scammed with a credit card in my name with Wells Fargo and I owe $5,000 on it. They somehow got into my Key bank account; so now, I owe them $600. I also live on SSI and I only get $565 because I have to pay SSI back from Job Corp like $30 a month. I do have a job but I maybe get 100 every month. So I need some help to figure out how to pay both banks. SSI just takes $30 out before they give it to me.

Hi, I keep seeing in posts that you say follow the links in your signature for steps to follow with Tribal Lenders, but I can't find that link. I'm sorry to message you directly, but I'm desperate. I've gotten myself into a horrible bind and I don't know what to do. how do you find out if loans are Tribal? Should I close my bank account? I saw an article that they were taking people in Texas to court for not paying.