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Is it possible to settle medical debt without professional help?

8 years 2 months ago
I have heard I can settle medical debt with professional or legal help. Can I do it on my own?

 

Should I start making payments to a CA on a debt if I know that I have to repay the outstanding balance?

8 years 2 months ago
Should I rely on the words of the collection agency? Few days back, a CA contacted me to make payments on an account I have yet to pay back in full. Will I start negotiating with them or ask them to validate the debt?

 

Stuck in predatory loan

8 years 2 months ago
I got a loan from King of Kash out of K.C. MO. Would like any info you can give me on whether this loan is legal or not. Thank you.

 

Can I reduce my debt and monthly payments without damaging my credit for the future?

8 years 2 months ago
I'm in the Army and I'm looking to reduce my monthly payments on my credit debts. I have a debt with Chase for about $5000, a Lending tree debt of about $30,000 and a debt of about $20,000 with my bank Security Service Federal Credit Union. Can I reduce my debt and reduce my monthly payments in the process without damaging my credit for the future?

 

Anyone heard of the online lenders alliance?

8 years 2 months ago
Is this legit? Website seems kind of homemade

 

Illegal PDL email

8 years 2 months ago
I sent off an email to a company named Green Gate Services (tribal and not licensed in Ca.)
" To whom it may concern, It has come to my attention that payday lenders must be licensed by the state of California in order to offer loans to its residents. Since your company has no license in my state, the loan contract I have with you is not valid. To date, I received a deposit of $250 on 11/01/2016 and have had 4 debits of $75 and one for $87.50. The $250 principal has been paid with an overpayment of $137.50.

 

Need help resolving a derogatory account

8 years 2 months ago
Hello, I was just made aware of an old derogatory account by Verizon that had been sent to collections and now showed up on my TransUnion report; when I got denied an apartment rental because of it. They said I could get it fixed and reapply, but not until the status of it changes on my credit report. I would dispute the whole thing with Verizon but I don't have time to go through that whole process (my current lease is up at the end of the month). I ended up paying the collections agency and and now waiting on a confirmation letter from them. I'm unsure how to proceed after that.

 

What is the minimum payment I have to give to a settlement company?

8 years 2 months ago
What is the minimum payment I have to give to a settlement company if I opt to repay debts through them?

 

want nsf fees

8 years 2 months ago
I'm trying to pay my payday loan but they want nsf fees to I only have enough to pay them. What can I do?

 

Can a debt consolidation program help me to reduce interest interest on payday loans?

8 years 2 months ago
Can I enroll in debt consolidation to reduce the interest from a payday line of credit loans. The interest rates are over 300% and they are taking over $900 every 2 weeks from my checking account. I just had to change jobs and take a pay cut and start paying $280 every 2 weeks for health insurance and I'm not going to be able to pay my other living expenses at the rate I'm going. Thanks for your help.