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What are my options apart from bankruptcy to get rid of an old judgment?

8 years 2 months ago
My account wast recently frozen due to a judgment old debt from 2008, I'm only working part time at $11/hour 18 hours per week. I need to know what my options are aside from bankruptcy.

 

Have very high interest loans - Please help

8 years 2 months ago
Hello, I have about 5 very high interest loans. Rates range from 124% to 179% interest rate. Companies like cashcentral, rise, net credit and acecashexpress. I am not in default as of yet, but am about to be if I do not get help.

 

Am I eligible for some tax deduction if I am making payments on student loan?

8 years 2 months ago
I have heard that there are certain tax deduction on some debt payments. Can I get tax deduction if I'm making payments on my student loans? I have recently started paying off my student loans - 6 months back.

 

Help for Others!! Northern Plains Funding!!

8 years 2 months ago
After finding this forum, I decided to try some of the tools given. I was able to fight with the Tribal Lenders and WIN!!! It took a LOT of research and a LOT of guts, but it worked. This post is LONG- but it is ALL of the emails back and PLEASE NOTE- I had already paid the principle amount of this loan, plus A LOT!!! I was under the mindset that A. I took the loan so I have to pay it, period B. My fault. But when I realized that it was illegal, I decided to fight. ALSO- the FIRST thing I did was to submit a complaint with the Consumer Financial Protection Bureau.

 

I want to know what to put on a debt validation letter to a collections agency.

8 years 3 months ago
Hi! I was wondering what to put on a debt validation letter to a collections agency?

 

Do I have to close my checking account if the credit card debt is with the same bank?

8 years 3 months ago
If one of the debts is my bank credit card, do I have to close my checking account with them?

 

Too high payments - How to manage pdls

8 years 3 months ago
I have a loan for $550. That I have to pay $121.00 every two weeks for 6 months, plus I have a $1700. Loan that is $177.00 a month for 13 months.

 

How long does it take to enroll in a settlement program?

8 years 3 months ago
I want to know what is the process of getting enrolled in a settlement program. How long does it take?

 

Need Immediate Help!

8 years 3 months ago
Give you a brief summary of the problem I'm going through: I live in Ohio i got real sick in Sept 2015 and lost my job. I went till Sept 2016 without a job while figuring out my health issues. I have these installment loans from these companies that I am unable to pay back. Can't someone lent me know if these companies are legal in Ohio? Rise Credit $1500 ($3000 after CSO and interest) Great Plains Lending $1500 ($3800) LionLoans $700. ($2800) Speedy Cash $700 ($2900) Ace Cash Express $700 ($1600) I have no idea what to do, any advice would be much appreciated.

 

Need Immediate Help! At the end of my rope.

8 years 3 months ago
Give you a brief summary of the problem I'm going through: I live in Ohio i got real sick in Sept 2015 and lost my job. I went till Sept 2016 without a job while figuring out my health issues. I have these installment loans from these companies that I am unable to pay back. Can't someone lent me know if these companies are legal in Ohio? Rise Credit $1500 ($3000 after CSO and interest) Great Plains Lending $1500 ($3800) LionLoans $700. ($2800) Speedy Cash $700 ($2900) Ace Cash Express $700 ($1600) I have no idea what to do, any advice would be much appreciated.