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Have very high interest loans - Please help

8 years 8 months ago
Hello, I have about 5 very high interest loans. Rates range from 124% to 179% interest rate. Companies like cashcentral, rise, net credit and acecashexpress. I am not in default as of yet, but am about to be if I do not get help.

 

Am I eligible for some tax deduction if I am making payments on student loan?

8 years 8 months ago
I have heard that there are certain tax deduction on some debt payments. Can I get tax deduction if I'm making payments on my student loans? I have recently started paying off my student loans - 6 months back.

 

Help for Others!! Northern Plains Funding!!

8 years 8 months ago
After finding this forum, I decided to try some of the tools given. I was able to fight with the Tribal Lenders and WIN!!! It took a LOT of research and a LOT of guts, but it worked. This post is LONG- but it is ALL of the emails back and PLEASE NOTE- I had already paid the principle amount of this loan, plus A LOT!!! I was under the mindset that A. I took the loan so I have to pay it, period B. My fault. But when I realized that it was illegal, I decided to fight. ALSO- the FIRST thing I did was to submit a complaint with the Consumer Financial Protection Bureau.

 

I want to know what to put on a debt validation letter to a collections agency.

8 years 8 months ago
Hi! I was wondering what to put on a debt validation letter to a collections agency?

 

Do I have to close my checking account if the credit card debt is with the same bank?

8 years 8 months ago
If one of the debts is my bank credit card, do I have to close my checking account with them?

 

Too high payments - How to manage pdls

8 years 8 months ago
I have a loan for $550. That I have to pay $121.00 every two weeks for 6 months, plus I have a $1700. Loan that is $177.00 a month for 13 months.

 

How long does it take to enroll in a settlement program?

8 years 8 months ago
I want to know what is the process of getting enrolled in a settlement program. How long does it take?

 

Need Immediate Help!

8 years 8 months ago
Give you a brief summary of the problem I'm going through: I live in Ohio i got real sick in Sept 2015 and lost my job. I went till Sept 2016 without a job while figuring out my health issues. I have these installment loans from these companies that I am unable to pay back. Can't someone lent me know if these companies are legal in Ohio? Rise Credit $1500 ($3000 after CSO and interest) Great Plains Lending $1500 ($3800) LionLoans $700. ($2800) Speedy Cash $700 ($2900) Ace Cash Express $700 ($1600) I have no idea what to do, any advice would be much appreciated.

 

Need Immediate Help! At the end of my rope.

8 years 8 months ago
Give you a brief summary of the problem I'm going through: I live in Ohio i got real sick in Sept 2015 and lost my job. I went till Sept 2016 without a job while figuring out my health issues. I have these installment loans from these companies that I am unable to pay back. Can't someone lent me know if these companies are legal in Ohio? Rise Credit $1500 ($3000 after CSO and interest) Great Plains Lending $1500 ($3800) LionLoans $700. ($2800) Speedy Cash $700 ($2900) Ace Cash Express $700 ($1600) I have no idea what to do, any advice would be much appreciated.

 

How can I fund my way through college without Pell Grant Funding?

8 years 8 months ago
Hey all, I'm a freshman attending University of Akron. I just learned that the government is planning to cut the Pell Grant Fund by $1.31 billion and is calling for a freeze on the maximum grant for the next 10 years. This would affect me and many of my good friends who otherwise would not be able to fund their way through college. If such legislation goes into place and my funding is cut, what are some other ways I can fund my way through college? Additionally, I found a petition urging representatives to strike down these proposed cuts and freezes.