I understand that I owe 86.00 on acct. # 713per credit report and 80.00 on acct. # 787 per credit report. What I need to find out is, if I pay both of these off, will you advise the credit agencies, Experian and Transunion that these accounts are now paid off. I would appreciate your assist in this matter. I have'nt been able to pay these because I did'nt have the money but can now if you will advise the credit agencies of final payment. Thank you, Susan Email: personal info removed - Jason

Hi there, I have read through this forum and learned a lot! OK, here's my situation. I was laid off last month and am now collecting unemployment. Job aren't lining up as of yet and I cannot afford to give these payday companies my money. Here are the payday loans I have and I'm in Idaho: CashNetUSA: $1000 (have paid $350) in interest to extend the loan. Cash Central: $600 (have paid $135 to extend loan). First Bank of Delaware installment loan (original loan was $1000...and have paid it down to $735).

I just recently obtained my credit report. It shows that I am over 30k in debt. all for medical. I never received any bills and was covered by AHCCCS on the dates shown on the report. How do I get my credit cleared when many of these are over 6 years old?

Hello, I filed for my free annualcredit report at that website and filled in the circles for all 3 credit agencys to send me a report. I got 2 out of the 3 the 3rd one said I already had my free report for the year. Can they do that or can I write them and tell them I havent received one from them? Ive got experian and trans unuion not equifax Please advise since they all have different informaiton on them are we not entitled to get a copy from each? Thanks Ethan:p

Hello Currently I owe the IRS about $5,200.00. I am on a payment plan of $100.00 a month. Never missed a payment, been paying for years. Does anyone have experience with the IRS taking a lump sum one time payment for less? Can I settle this debt for lets say $4,000.00? TIA Rich

Is RJM allowed to collect in Texas ?

strickly from a credit score point of view, is better to pay off credit card debt first or home equity debt first? is home equity debt taken into account as the percentage utilization?? If a credit card does not show a total available, is it NOT taken into account for percent of utilization? quick story, I have a card that does not show a credit available, so I do not think it is used to for percentage utilization. If my home equity is, I think it would be better to pay the home equity down, to increase credit score quick.

Ugh, I have had the flu the past few days! Anyone else ?

I would like to refinance my auto loan to pay off the pay day loans. Who might be able to help me?

i had a small paid collections account 50.00 medical, i would like to know is there any way to remove off credit report? also, how do you get rid of hard inquiries on credit reports, hurts my credit score. especially when it is NCO company? they have no legitimate reason to be looking and without my permissin. thanks