I have a payday loan, that was not paid due to a bank problem and the bank rejected payment. I was getting third party charges, in various amounts and not just payment debits, so my bank stopped this one by mistake, not knowing it was a loan payment. Now I am being severly threatened, and cannot get a copy of the loan contract, nor can I get a business name or contact. they want payment in full this morning or sending me to jail and incurruing charges of over 8 thousand dollars on a two hundred dollar loan, what can i do?