I just started getting my wages garnished (for a collective $360/mo), and recently received forms for a Direct Loan Consolidation. Is it still worth it to fill it out and send it in or will that do nothing now that they have already garnished my wages? Will I have to offer to pay more then the $360/mo? I'm the only one working for my family so will they take into consideration my other financial obligations? I understand I have to make a reasonable payment depending on the amount of the loan (25k) but $360 a month is too great for me to pay.

I received the same call this morning and gave them an earful and they eventually ended the call by saying he would see me in court. I immediately went to the Federal Trade Commission's website to file a complaint. Here's the details of what I provided to the FTC. I received a call with "unknown" as the caller ID, and answered to a man with a very thick foreign accent. He stated that I had requested a payday advance loan, and that the loan was issued to me and it has now been 45 days and I haven't repaid the loan.

What do you do if the sol is up and they contact you?

i have been working with an amanda from liberty debt care, i have been paying them for 1 year every month. i have been trying to reach her for the last 3 months, i have a phone number i was able to reach her at in the beginning, now that is never answered. my question is how do i get in touch with them and where is my money going if nothing has been settled. usually i fax a plea to her and sooner or later they call me back in an untimely time or their convenience.i know it is late in the game, but i am starting to wonder if this is a scam.. for liberty debt care.

how much do you pay down for debt consolidation

[COLOR=black]Hello,[/COLOR] [COLOR=black] [/COLOR] [COLOR=black]I took out a payday loan last year. However I lost my job in May 2010 and have been unable to pay. I’m still not working and I lost my apartment as well. Me and my daughter are living with family and friends. Now a company called recovery processing is calling all of my relative in another city leaving detail messages that they are looking for me about a fraudulent check I wrote.

I have 2 payday loans with my cash now and discount advance i am having a hard time finding out for sure if they are illegal in the state of texas. If so how much do i legally have to pay back to these people? CPD is on the case and I don't want to go to court but they are saying i owe more than the print out of my accounts i have. also i have already paid most of the princ. balance in fees on one of the accounts. :o

I over-extended myself and am struggling to pay off my credit card bills. Student loans few years back did not help my cause. WIll credit card counseling help at this juncture?

Is anyone aware of a collection agency called ADSF? They do debt collection for Advanced Fitness Labs. The complaints on this agency have been mounting on the internet since early January. Consumers have been reporting they are receiving cold calls from ADSF collectors demanding back credit card payments for health products such as Colon Cleanse and Reservatrol. According to the BBB in North Carolina, Advanced Fitness Labs is no longer registered with the state to do business.

Hi, I am swiss citizen living in Brazil, and were in the Florida hospital in june 2010 for a smll problem. I paid the hospital with my credit card which was fully debited. Now I receive from medicredit inc a notice I still have to pay 291$. I have no idea what it is. They do not give any reference, there is no e-mail contact possible, only phone which is very expensive from Brazil, and my english is not very good. Can you advice me what to do please. Thanks a lot for your help. EMAIL REMOVED PER TOS