Can I do all the bills I owe?

So about a year ago, I did a short sale on a home(NJ) to avoid foreclosure etc. Had a second mortgage from Bank of America on the home (home equity) for about $24,000. BOA got about $5,000 from the sale and I thought that was it. But then they start calling me and mailing me letters saying I owe the remainder of the balance for 19k. Now I ask them to mail me a copy of the promissory note, which they claimed I signed. But when I received the copy, it was NOT my signature. Someone else, likely the broker/agent who submitted the short sale.

Is anyone else having problems with the forum? I have found it to be extra slow in loading. Is it just me?

Received a phone message from Donovan (866-458-9452) re: collections. I have no idea what this about, is this a fraudulant call, is this a legal business? A courtesy reply would be appreciated: \802 257-2619

I received a letter form mcm stating I owe this debt. I had to quit my job due to health reasons two years ago. I have no assets or money. What can I do?

I filed a complaint against Eastside Lenders with the Delaware BBB and I saw that the time limit expired for Eastside to respond to my rejection of their offer to settle my account for $500 (they will never see another dime from me). What happens next? I have filed additional claims with the appropriate state and federal agencies as well, but I was just curious. Thanks!

I am currently in the process of trying to get a refund from some of my old payday loans. The companies I'm trying to get them from are: ameriloan united cash loans one click cash web payday quickest-cash-advance ace cash services I already received a response from star advance and got a refund of 55.00. I filed complaints with bbb and with the ftc. I flood their emails everyday with emails letting them know that I have filed these complaints and that I overpaid for my loans. I haven't gotten any repsonse to the emails though, I figure I probably won't, but still send them everyday.

I live in the state of Alabama and have the following internet loans. Companyprincipalinterest ever 2 weeksnational pday$300.00 $90.00[COLOR=windowtext]FLASH LOANS [/COLOR]$200.00 $50.00

Received a call asking to speak with *** ******... And I ask her on the phone what company did you represent, they said "UCL" I asked "what is UCL it is an acronym. And could you please explain". They said "I would need to give them my phone number so they could look it up further".... I said "ok and hung up" I then did research UCL is a acronym for "United Cash Loans", I did further research and found there a Sub Company to a Collections Agency that find out as much information as they can and passes it on to the Collections Agencies......

Out of the 3 pay day loans I have ever had (which I strongly suggest an alternative route- ask a friend/family). They are the WORST! My paydates are either every 2 or 2.5 weeks, they wouldn't work with me after they said the did. I sent them an email with my next pay date and they tried pulling out the day before FOUR TIMES and I got a total of $150 NSF Fees. DON"T USE THEM! If you have to use one, try pay day loan yes!