I emailed them this notice... 01/18/2011 Pay-Day-Loan-Yes AKA Global This letter is to inform you that I am aware of the FACT that the loan you issued to me, is NOT legal or binding in my state. For your convenience, I have included my state payday loan laws below. State Legal Status Lending of payday loan is considered prohibited in the State of New Jersey New Jersey has a civil usury law (with a 16% limit) and a criminal usury law (30% maximum for licensed lenders).

They call EVERY OTHER MORNING! No one speaks, it just hangs up when I answer. BELIEVE ME, I am ready to go off on someone if they ever do speak!! I've called it back, and it's empty space or I get some foreign message?! They call around 8:22 every 2nd or 3rd morning. UUUUGH!!! Anyone have and address or solution?? I don't even owe these people! THANKS!! :) Nicole

i cant repay $45000 to usa companies. iam out of usa now. what will happen?

i cant repay $45000 to usa companies. iam out of usa now. what will happen? Please don't start multiple threads. - Jason

Hi I am just interested to know what the wage assignment laws are for TN i have followed many links ive seen on here but still cant find it. Also does anyone know whether they can be attached to federal pay. I know alot of things cant. Thanks

I am on time with payments but have large debt, will debt consolidation and lowering the amount I own hurt my rating?

Can a student loan cover a laptop?

Do we need to be in default to apply for anticipatory Relief?

Can my income tax be garnished when my wages are being garnished?

Hi! I'm interested to know about the non-profit debt consolidation. I've had $7000 debts in total consisting of credit cards and loan debts. Can somebody help what should I do so that I can fix my finances and end all this debts? I'm from the Philippines.