:mad: Okay. So my husband and I took out 2 loans, and after some fraudulent charges linked to those companies, we were advised by our Credit Union to close the account. I did some research (the research I SHOULD have done ahead of time) and learned that they have shady business practices. Here are the issues I need guidance with: 1. They refuse to give me an alternate way to pay them, and I'm not giving them my bank account number. 2. They refuse to give me an address to send a Verification of Debt letter or letter to end harassing phone calls, so I'm not sure what to do there.

how do i handle the harrassing phone calls from a company called alliance asset management that has obviously bought the paperwork from a loan company? and how do i handle the harrassing phone caller that does not identify themselves as a company?

how do I pay off my payday loans. should I sign up with one of those agencies, or should I try to work out a payment plan with the payday companies? Those companies charge up to 40% of the total debt. I have 5 loans and on payday my paycheck is gone right away

I keep trying to answer questions people are asking me on the forums but the answers aren't showing up. Any idea why?

I have these payday loans out that I stopped paying, are they licensed? USFastcash Mycashnow Integrity Advance discountadvances cashnetusa I am in Texas. Thank you!

Hi Everyone, I've been lurking here for a while as I too am in PayDay Loan Hell. I have 6 Loans out and live in Massachusetts. All 6 are Internet loans. I've done all the things suggested by Shazzers, closed my checking account, got a new checking account at a different bank. I sent my letters out yesterday and received this response by GECC/ Cash Direct Express: "Please be advised that Cash direct express is governed under Delaware law.

When I was slightly younger (5-6 years ago), I worked for a very small moving company owned by one man. I worked there for about 2 years doing sales. During my time there the owner said he was moving to Israel and wanted to run the company from there while leaving me in charge at the home office in NJ. I said that sounded fine. In any event this guy opened an Amex business card in my name (since he had my social sec # and everything) and told me it would be fine since he would pay off any business charges from the company account.

I have defaulted on 4 internet payday loans and am getting calls from The California Law Group saying 3 federal charges of fraud have been filed against me and i will be arrested. Any truth?

What are the statue of limitations for a secured debt in the state of Florida? I have a debt from 2001 and I am constantly getting calls to pay off this debt, the last time was this morning 1/5/2011. I am unemployed with no unemployment benefits, they keep telling me "I can pay it off right now"..just give us a credit card number, etc. Can anyone give me any advice. Much thanks.

Is this a legitimate company or should I beware of them? I haven't found anything noting legitimacy with this company so I would prefer not to share any personal info with them if they are in fact not legitimate. Any ideas on how to handle this. they have threatened to serve paperwork to my work or home.