Home Depot closed my account due to a payment which was 90 days overdue. I had tried for 3 months to pay this bill online, but was never able to log in on Home Depots web site. The Home Depot account shows up on my credit report as closed "Credit line closed-grantor request-reported by subscriber". OK, the account was paid off in full after the closure, but now my credit report still shows THD/CBSD under "Credit Cards, Loans & Other Debt". I have no idea why this company is listed, although they reflect a $1500 credit limit and give me a rating of OK since December of 2008.