I got a call from someone yesterday from national credit adjusters stating the I have until the 31st of December to pay the 380.00 that I owe for a payday loan. He said that if I dont pay then I will be charged with theft by deception. He also said that he would red flag my social and my drivers license, is that even legal? Are they just using there scare tactics or can they really press charges and sue me? I have every intention of paying this. Help, I dont know what to do!!!

Hello everyone, This is my first time posting here. Thanks in advance. I have run up some debt with Chase and Capital One credit cards. I won't go into the how, but...It happened over time. I am working again and so is my wife, but the credit card bills are as follows. Chase is at just over $11,000.00 interest rate at 29.99% Capitol one is just over $7000.00 interest rate at 29.40% My wife and I have been trying to catch up but falling behind for a bit has been making it impossible to catch up. Both cards are coming up in 60 days late.

I have a loan out for 500 with CashNet USA. I have paid 750. 1. Does anyone know if they are legal/ licensed for Texas ? 2. Anyone have the correct address ways to contact for a C/D letter if need be.

I have 4 payday loans in texas that I have let them go in default....

I have a judgment against me and i am not disputing it, but they never set up a payment plan or anything. This company never contacted me for payment. Now I would like to work something out and they will not return my phone calls and when I spoke with the account revcble manager she said the debt was over $9k when the judgment was for $5k and the reason they did not contact me is because they do "in-house" collecting. How do I handle this?

I live in New York State and have loans at the following: spotonloans (formerly impact cash) paydaymax 247 green street Please let me know! Thanks!

Simple solution for anyone getting calls from these asswipes. Change your home number and make it non-published and don't give the number out to anyone you don't trust. Change your cell phone number and have the cell phone company block it and don't give the number out to anyone you don't trust. Bingo, the calls stop, and Zwicker is holding a lot of useless paper they can't collect on and are out of business in a year.

:) Just wanted to let you all know that we are credit card free. We had had credit scores of about 752 but decided we couldn't play the game anymore. We stopped paying the cc companies and settled about $70,000.00 worth of debt for about a third of that overall. We used this forum to find answers, advice, ask question and gain knowledge. You can do this. We did get sued but settled with the company so never had to appear. We have been credit card free for about 2 years now and our credit score has recovered to 749, the last time I checked. Credit card free = stress free!

[QUOTE]Shazzers, My name is Arsalan Riaz, I have used this forum for guidence and PDL help for myself and friends that fell into the trap. My current work is with Wachovia, soon to be Wells Fargo. This forum has helped me in the past and I would like to return the favor. With inside in banking products, changes, and debt consolidation through a reputable bank, I am here to offer assistance to forum memebers in terms of banking products. I can get up to date rates, based on credit eligibilty, not specific to any single party, but a general basis.

hi all, is anyone familiar with the phone number 214-919-4190? I recieved a voice mail from them saying that they have some kind of court order in my name due to oweing some pdl lender money, but they didnt leave a name as to who they are referring to..when I tried looking up the number, it said that it was coming from Texas. The guy on the phone told me that if I do not return his phone call right then, then I am saying that I am guilty of something and that they will serve me papers either at home or at work.