We are having the same problem with Alpine Direct & Oneclickcash, causing us to have payed well over and beyond :mad:. How do we find out if they are licensed in Oklahoma and Tennessee?

Hi... i have a couple of online payday loans that i can't afford to pay anymore. They have turned them over to some law firm (so they tell me) i tried talking with them on tuesday & they won't let me pay 50-75.00 monthly on them untill there paid off. They say they are going to take me to court if i don't come up with 200.00 this week.... I am really scared. I am a single mom with 2 kids at home to take care of. I am on ssi benefits due to severe back problems. I have no one to turn to. I got these loans last christmas 09...For 300.00 each & made probably only 1-2 payments in january of 2010.

Hello, I was wondering what is the best way to get a copy of my credit report? Can it be done online? Can it be had for free? Thanks!

What are Intragovernmental Holdings?

is there a time limit on when a crediror can invoke an acceleration clause. i just received a letter from a credit union i owe money to that states that i have not paid since dec. 2005 and they are going to send to collections or pursue legal action against me if i do not contact them to set up an arrangement within 15 days of notice. i think this is an invocation of an acceleration clause, and they intend to sue me. the sol in florida is 5 years, what gives. please help. i do not know if i have that clause in the original contract or not, just presuming.

I applied a credit a few days ago to purchase a treadmill that I always wanted, but until now i have nt received any reply. can you tell me or can I know from you whar happened?Please!!! Thanks.

Hello. I received your e-mail regarding my payment to get this bill squared away. Please send a final bill and I will forward the payment with my MasterCard. Sincerely,

i have closed my bank acct and faxed over the cesist and desist letters. this was all done in the last 2 weeks. I haven't heard a word from any of the lenders. is this normal or have I just been lucky that the calls haven't started yet?

Zwicker and Associates just had sheriff deliver notice of lawsuit AMX is making towards myself. Can I negotiate settlement of lesser amount or payment plan with them? Will AMX talk to me at all now that 3rd party has my case?

What is the law in regards to a creditor who refuses your monthly payment and sends it back then charges you a late fee? I ask because the credit card company refused our check sent from our bank & returned it. We were notified by our bank and the credit card company charged us a $39 late fee. After called they removed the fee, but they did the same thing again. Refused payment, charged late fee and again did it for a third time, but would not remove both fees. Now the interest rate has skyrocketed.