I keep getting these emails... same type claiming to be from different companies. I shouldn't give these a second thought right? Here is the email: CASE FILE#: M-0407-SI-WC-238 LOAN INFORMATION: DUE AMOUNT-$955.75 LOAN COMPANY- ACS Incorp This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days.

Has anyone heard of ERG? They left me a voicemail and said to call 800-584-4870. I looked it up in the BBB and that phone number came back as PCMyantra. I called the number from a blocked line and a guy answered with just his name. I asked who he was with and he was RUDE as HECK finally said Essential Group. Does anyone have an address? I can't find anything on them but they are calling my place of employment and I need to send them a letter to stop. I need help with this one

Please tell me if all credit cards will usually offer a debt settlement right before they are about to charge the debt off? If a debt settlement is offered, what percent discount is a standard amount? If a debt is settled, can the canceled part be sold to a debt buyer? How is a settlement reported to your credit report? Thank you.

Hi all, I received a letter from Millenium Financial. Original account was with Juniper Bank. I defaulted back in 07 and it was sent to LHR for collections. The orginial credit line was 1500, but by the time it got to LHR, it was a little over 3K (fees/interest). I paid LHR for several years, totaling about 3K. I missed a payment in Dec and the account was sold to Millenium. They want another 1500. They acknowledge in the letter that they now own the debt. How should I handle the debt validation letter? Can they continue to pile on interest?

Enhanced Recovery called me 4 times on my cell phone, and once on my husband's cell phone. I answered one time. Enhanced Recovery did not mail a letter, or statement to me, before they called, nor within 5 days of the first call. The fourth call....I talked to Enhanced Recovery's collector who demanded I tell her my full name, address, and birthdate, along with the last 4 digits of my SS. I refused. I got a bill today, from Enhanced Recovery. It was dated March 23. It stated I must pay by March 25.

This has been going on for a while, for me at least, I have just worked around - but with 500 plus in spam - kind of a pain - I select the page and scroll down - hit delete - it takes me out to another page completely, with this message.. www.debtconsolidationcare.com Error Status message 20 threads deleted successfully The website encountered an unexpected error.

When trying to manage threads - getting this message every time - no matter which one you put a check mark in the box for: "No thread selected, Please select at least one !" There are like 3 pages of spam..and right now the only way to delete is to go in one at a time - can we get this fixed??

recieved two e-mails from somebody who is a lawyer. the e-mail stated that they are taking me to court for failing to pay off a payday loan with cash advance and once the papers are filed I will be laid off from my job. the email had all my personal info including my full social security number. that was a couple of weeks ago. I knew this was a scam. I just received a second e-mail from a lawyer from Hogan law firm accept this is with america cash advance and the name of the lawyer is different. I amd being accused of check fraud. Has anyone gotten these emails

Hi Has anyone heard of National Management Partners (They did not identify themselves so I tracked them down via their phone. 855-824-7937)? They called my mother yesterday regarding a payday loan that was taken out years ago (just before the recession). They said that they had a matter regarding a bounced check and possible bank fraud. When my mother called, they basically treated that they would file charges for defrauding financial institution. We have no qualms about repaying the loan but I found their tactic a bit brash. Is this legal? Has anyone ever heard of this outfit?

Hello - I have been contacted by nationwide arbitration services relentlessly at my place of employment. this week and last they have been calling with an automated message with threatening information to be heard by whoever answers. I already filed a complaint with the FTC about that. I called them yesterday to let them no again to stop calling my work, they asked for a better number to call and I told them I will only communicate through email or usps. So they send me a "VOD" via email. It has the wrong name and wrong payday loan company in the body. very unprofessional.