I had in good faith to settle my account with Macy's before they send me to collections but every representative I speak to refuses to even listen saying that I must pay in full. The amount in question is $3,050 What can I possible do before this gets out to collections and before my credit is ruin. Any advise will be greatly appreciated. Thank you. My name is Kathy.

I have a state job, Can they garnish my wages?

Do you know how to consolidate student loans?

I hope you can help, i live in SC and had a payday loan that i had to take out due to an emergency, when it came time to run the check through, there were NSF funds charged to the bank. Now the cash advance says they will take my check to the magistates office if i don't repay in full right away. but i am just not able to right away. can you offer any advice? thanks...

How to pay a debt with Sprint. It is already on my credit report.

My credit report shows a collection for $68 from above account number of your company. I don't know which company I owed. Could you please advise. Thanks.

I have quite a few PDL's and need help getting out of them. Just some advice...as I can do the work, of course! I'm in MO. All of my loans are internet based. Here's the list and what I owe. Zip 19 - $582 Pay Day One - $550 CashNet USA - $550 Urgent Cash - $550 PayOneDay.com - $650 I CANNOT keep paying the min. amt. every month...I barely have any money left to pay my other bills! Any advice? Thanks so much! Karen

Hey, I had a rough summer but I have internet access again! How is everyone?

Hey, this is kinda personal so I stuck to members only. I have gotten evicted this summer, and I was sued by my landlord. I missed court date due to surgery (I am on disability) and he won by default, which is fine since I do owe him. I contacted him several times to pay, but no response. Than he called my co-signer's mother and told her we need to pay. We are not children! I called him back and mentioned I tried to make arrangements, what do we owe him and why is telling others my buisness?

I have several debts right now and recently we changed our land line and they still found us, I would like to take care of these debts, but I can barely make my mortgage as it is. My wife and I are already in bankruptcy that was cleared, I think in 2005. what can I do to stop the bleeding and the harassing phone calls.