I am unemployed right now. Can you suggest trustworthy communities where I can earn dollars?

I have read conflicting information on the legality of Mobiloans, as a tribal lender, through FTC reports and the state of Texas lending usury laws. Since they are tribal, they indicate they do not have follow state usury laws. Again, I find it difficulty to ascertain if this is a valid statement. I have over paid my principal by $250 and sent an email revoking ACH (using the letter in the sticky thread) three days ago. Have not heard from them yet. I don’t care about a refund. I want it PIF and without them putting a negative mark on my credit report.

I have a $1000 payday loan from Sunshine Loans, but it looks like they are licensed in Australia. Are they legal in Texas?

How do I get back the amount I paid on illegal payday loan? I had paid the interest rate on a payday loan as I could not repay it on time. but later I found out that it was illegal payday loan. What do I need to do to claim the refund. I have read I can send any kind of letter. Is the Cease and Desist Letter the same thing? Is the lender bound to repay the amount? can I file a lawsuit to claim the amount?

Can anyone suggest to me how soon I can claim social security benefits? Can I claim social security benefits after working for 20 years? Will I lose any benefits?

Have a few questions for you all. I understand that government and credit card companies are doing a lot for us during the pandemic. They have allowed us to skip payments for so many months. But I have a question. Do I need to pay the entire deficit amount in one month? Suppose, the forbearance is lifted in December 2020. Does that mean we have to pay the total amount we missed in the last 7-8 months in January 2021 together with the interest rate. I mean that would be a huge amount.

Is it possible that a negative item will stay on report even after 7 years? I have heard that it stays for 7 years. What to do if it stays longer?"

Can anyone tell me whom should I contact? I have not received a single stimulus paycheck in the last few months. They gave me the check numbers. But, I have not received a penny. They have even asked me to wait for the mail as I don’t have a checking account. Months have passed and I have not received anything. Now, they are telling me that they have to investigate. I don’t know how long it will take. I don’t have money. I simply don’t know how to survive. What should I do? Can you suggest anyway to earn dollars?

Can I refinance a payday loan with a personal loan? Will it be wise?

Hi, I am so confused. Can anyone help me out? How much can I expect to get for unemployment benefits and for my dependants under the HEALS Act? Is it the HEALS Act or HEROES Act? I am so confused. Any idea? How soon can I get the stimulus check?