what is the repossession statute for north carolina?

I live in North Palm Beach, .. If I can get most of my CC to lower interest rates I can pay them off... I want to pay my debt but lost so much income I now can't make all the min payments

I pulled my credit report and am getting ready to send DV letters to a few of the accounts listed. I have 2 questions - 1 - can you send a DV to a CA for an old dental bill? 2 - if a CA can validate an old debt, should you then make payment arrangements with them? By doing so, does this restart the SOL? Sorry one more question - at what date does the SOL go by? Thanks so much for any help you can provide.

I have 4 payday loans and need to consolidate them. I live in PA. The loans are Ameriloan -300.00, United Cash Loans - 300.00, FBDL - 600.00, and Cardinal Management - 300.00. Is there anything I can do?

Boy, I ask myself how my husband and I got ourselves into so much debt ($70k) but I really have to admit that it's just been overspending and being irresponsible. My husband's salary took a sharp decrease about 1 1/2 yrs ago but we thought it would increase as it had done in the past so we used our cc to keep our standard our living the same. With the economy taking such a bad turn, his salary has remained the same.

Sent my employer a wage garnishment letter, which my employer honored. I had received a letter from Lakota Cash saying they would consider my account paid in full. I paid them $460 on a $300.00 loan. They are rotten ~ if you're dealing with them, make sure to send your employer a wage assignment revocation.

I want to pay off all of my credit cards. Its a must to get back on my feet... Please tell me something that can fix my debt. Thank you

So I've been helping my daughter repair her credit since her divorce. Experian supposedly researched the discrepancies, especially with a Capital One account that she doesn't remember having. Her ex was very good at getting credit, maxing it out and not paying. She seems to think this is what happened. (The account is listed in her name only). He had also at one time ran up an E-bay bill in her name which was successfully disputed. Under FACTA, as I read it, we can contact the original creditor.

I was told, back in March of 2008, that if I had settled 2 accounts that I had with you they would be satisfied and reported as paid in full. Now I recieved a letter 2 years later from the IRS stating that I owe taxes on the charged off amount. I never recieved a 1099-c form from you to file and now I am being assessed a balance and penalties owed on this. I don't think that this is fair and want to know what you plan to do about this?

Does anyone know of any legit payday loan consolidators?