I lost my job. We are 5 months late on a credit card. So far this is the only one we have had to let go. Balance is 18K they are offering a settlement of $4500 over 3 payments which I think I can do. I want to settle but have ask them to remove the account from our credit report on completed payments. I went to the supervisor level with may request. My settlement expires in 3 days what should I do? Is asking to have the account removed unusual?


