I owe BOA 35k give or take. , I lost income and they are willing to do 60 months a zero percent, which is the same amount I was paying at the 8% but would have taken 30 years. At 0% I have family theat would give me the extra money just to not ruin my credit Are they just trying to see if I would bite and then saay you can make those payments or are they serious?

When working on my budget what percentage should I keep for credit card payments?

got a pre-legal notice from capital one saying that if payment is not made, legal action will be taken.... right now i'm trying to settle with them , i owe $4,300 but the capital one doesn't want to go any lower than $3,700 help please? should i just settle right now? will they go for the lawsuit????

i recieve a letter from this company an old credit card that has been closed and charged off they have never send me any letters now they want money as i was looking on the court paper case i also noticed they put a judgement against me it looks like over rent i own a house why after 4 years would they do this can they take my ssi or retirement help

Does a CA that bought your debt before the SOL expired have to remove the listing on your credit report once it goes beyond the SOL?

i have a collector calling me saying they are taking me to court, is it too late for me to start making payment to them

Are the creditors that come after you (and sound like they are calling from a foreign land - - - given the "clicking" noise on the phone and the delay between speaking and hearing their replies) actually calling from somewhere in America? I mean, wouldn't the "Capital One Headquarters" be in one of our major cities?

How soon do the credit card companies come after you for a "behind" payment?

I am sick and tired of getting denied personal loans, I don't know about anyone else. And I'd really like to refinance my mortgage into something other than an ARM. Anyone else having trouble with this stuff?

What can you do to lower your car payment? When we did chapter 7 four years ago, we did that 722 Redemption thing. What can I do to lower the payments now?