I'm going through debt consolidation to settle my unsecure cc debt. I have just rceived a lien notice from the county clerks office. What does this mean? I am a renter not a home owner. Can they put a freeze on my bank acct? I live in CA

Anyone have an address for OXLonline? I cant even seem to get on a website for them at this point to find a phone number. Thank you

My suggestion for all of you is to report them to the Federal Trade Commission. I already have they are nothing more than a scam.

We have 20K in credit card debt. Our mortgages are killing us and our house is worth 40K less that what we bought it for. What would you suggest?

I am thinking of using Superior Debt relief...is anyone currently using them....

I have a debt with a collections company, and we settled for 3 grand. What do i need to do before i hand over any money to ensure that this is a done deal and there will be no more debt?

I keep getting calls from Allied Interstate and they keep asking for my social security number and when I say I'm not giving out that info they just hang up on my and will not give me any information on what the debt is about. They have also been calling my husband on his cell phone. How can I find out what they are calling for without giving them my SS.

I spoke to the collector, and they are really pushing to settle the account by tomorrow 11am, and then it goes back to AMEX they say. Which to me implies I can deal with AMEX directly on the last day of the month (this is the month I was 180 days late). Can anybody confirm this?

Why is there only one collection agency on my credit report? i've had about 8 accounts that were charged off a year a ago. The one C.A. that is on my credit report in only for a bout $500. I've had a many different collection agencies calling me, and sending me letters though. I'm currently unemployed. But when I do have some money again, I want to try to fix my credit as much as possible. Should I contact my original creditors for some kind of settlement?

I have several credit cards that I stopped paying hoping to do settlements. It has now been 180 days and on my credit report they all say that they are Closed only one says charged off. How do I know if the cards are still in house or sent to collections and what is the difference? Thank you so very much.