Are these worth it? I got my free annual credit report from the three agencies, but none provide a credit score. And it's come to my attention that now I am sending Goodwill letters to my creditors to remove negative reporting, that I will have no way to verify if they do it unless I pay to have my credit report (again) or to get my credit score.
So I'm thinking I should order one of those monitoring services and then cancel it once I no longer need it. They seem a little expensive, but probably worth it.
Anyone with experience using one of these services?