I live in NYS state and have borrowed from the following lenders. My understanding is that if unlicensed, I only owe the principal. The lenders are: United Cash My Cash Now Discount Advances Ameriloan Loan Point USA Loan shop online One Click Cash Cash Jar Sure Advance Dollar Flash Fast and Relaible

I would like for you to contact all credit agencies and remove your address, 999 Broadway STE 200, Saugus, MA 01906, as a residence I onced lived at. Your address appears as a past residence of mine and is distroying my credit. Please take care of this and kindly inform me of the action you have taken. My email is: Thank You All personal info removed for your protection.

I have been reading a lot on these forums regarding PDL and I am soo glad they are here. I am in way over my head, but now I have hope. I am in KY and have talked to my Department of Financial Institutions. I am sending out my first letter today and keeping my fingers crossed. Has anyone dealt with Integrity Advance? I am really nervous. Hoping this does not blow up in my face!! My plan is to just try and knock them out one at a time. Hopefully each victory will give me the courage to go for another.

For anyone who has settled, Check by phone or a ceft. check by mail?

Law firm is threatening to file suit if I cannot pay high monthly settlement payments. I do not have the resources to pay.

Has anyone heard of HelpSettle Debt? and what do you know about it.

I have a debt that is over 10 years old. I lived in CO when I aquired it. I now live in VA. As far as i can tell it is past the SOL in both states, however it has been sold from one agency to the next, Wells Fargo has no idea who has the legitimate claim, and i have disputed it with the reporting agency and they say it is valid.

I was just served papers stating LLC is suing me... They do not list who the plaintiff is.. they just give the last 4 digits of an account number they claim is mine.. What should I do?

I still haven't gotten my orchard bank card...i was approvedo n 6/1, and on 6/13 they said it was all processed. They said it's in the mail and can take 10-14 days. I mean if its actually mailed like they said it was on the 12th, it's now the 22nd...i've never heard of mail taking this long. I called today to ask about rush delivery and they assure me it was mailed. Has anyone else had a similar experience with orchard bank

Ok so i have posted here before about this law firm coming after me for old sears debt. I have met with there lawyer and turned down the settlement because she has insufficient info and i wanna fight this. The law clerk handling the case said i needed to submit in legal form everthing that i am requesting from them information wise and they have a certain amount of time to respond back for information from me. Does anyone know how to format this letter i asked if it was debt validation but the law clerk said were beyond that point..