I saw alot of ppl talking about how ruben & yates r an illegal law firm & they r con artist;so i am vey worried cuz i am dealing w/ them myself;awhile back i received calls from them,but i didn't know they were illegal,so i made an agreement w/ them to pay $150 a month & i did send them 2 payments,but then i stopped cuz i couldn't afford it,so i started ignoring their phone calls, but just yesterday may 17,2010 they called & left a voice message on my cell saying that they r going to take funds from my account & if there is not enough money in there for them to take there will be a fee & if i