Hello. A couple of weeks ago, I got a warrant from Asset Acceptance on behalf of Capital One Bank for an old credit card debt of 695.00. The debt has not passed the SOL in my state. I can pay most of it, but I'm frightened of going to court and I have no idea what is going to happen. I've never been to court before for something like this. I got behind on my bills for the last couple of years trying to help my mom, as well as grandmom with Alzheimer's disease, with paying for some of their medical expenses.
Could any of you give me some advice or tell me what to expect?